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79 Elaine Cir, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 79 Elaine Cir, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,862 sqft · built 2020
Lot Size0.38 acres (16,544 sqft)
Owner2 Individual Names on File
Last Sale$590,000 (Apr 2024)
Tax Bill$8,412 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:04470 P:0050

Property Details

APN / Parcel Number

Primary APNSPRI S:04470 P:0050
Alternative APN
  • 44700050

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,862 sqft Living Area
1st Floor Area2,286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,544 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44700050
Street Address79 ELAINE CIR
CitySPRINGFIELD
StateMA
Zip01109-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3002
Census Tract801501

Owner

Source: Hampden County and Springfield City assessment roll, APN SPRI S:04470 P:0050, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address79 ELAINE CIR, SPRINGFIELD, MA 01109-1205
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2024Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jan 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COUNTRY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Deed Document Number202415865
Deed Book / Page25383 / 464
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address79 ELAINE CIR, SPRINGFIELD, MA 01109-1205
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026183-374
DateJan 12, 2026
Book Page26183/374
Instrument1380
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateApr 16, 2024
Property Address79 ELAINE CIR, SPRINGFIELD, MA 01109-1205
Document Number025383-464
Book / Page25383 / 464
Instrument DateApr 16, 2024
Instrument15865
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 03, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address79 ELAINE CIR, SPRINGFIELD, MA 01109-1205

Mortgage

Document Number0000015866
DateApr 16, 2024
Instrument15866
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address79 ELAINE CIR, SPRINGFIELD, MA 01109-1205
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024375-169
DateJan 27, 2022
Book Page24375/169
Instrument5459
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,412.00 (+15.71%)$536,500 (+25.82%) Land $43,900 Building $492,600$549,860 (+0.19%)
2024$548,815
2023$7,270.00$426,400 Land $33,300 Building $393,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 602 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75

May also be available: Aervivo.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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