Nicholas County property record for 79 E Main St, Richwood, WV 26261
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,480 sqft · built 1900 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | Company Name on File |
| Tax Bill | $619 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6-0056.0000 |
| Primary APN | 06-6-0056.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,396 sqft (0.055 acres) |
| Lot Dimensions | 80 ft deep x 30 ft wide |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00626360 |
|---|---|
| Street Address | 79 E MAIN ST |
| City | RICHWOOD |
| State | WV |
| Zip | 26261-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK E PT LOT 12 1/2,W 12 1/2 E 1/2 12 W 1/2 14 E 1/2 14 MAI |
| Legal Lot Number | 12 |
| Jurisdiction | NICHOLAS WV |
| Township / Civil Division | BEAVER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950500 |
79 E Main St, a single family home, is owned by a company.
Source: Nicholas County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 269 MAYFIELD RD, MORGANTOWN, WV 26508-5912 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK |
| Jun 21, 2022 | Deed, Transfer · Line of Credit 1ST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICHOLAS WV |
| Recording Date | Apr 24, 2026 |
| Property Address | 79 E MAIN ST, RICHWOOD, WV 26261-1105 |
| Document Number | 0557000336 |
| Book / Page | 557 / 336 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 269 MAYFIELD RD, MORGANTOWN, WV 26508-5912 |
| Document Number | 0557000336, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 557/336 |
| Name | CLEAR MOUNTAIN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NICHOLAS WV |
| Recording Date | Jun 21, 2022 |
| Property Address | 79 E MAIN ST, RICHWOOD, WV 26261-1105 |
| Document Number | 000548/315 |
| Book / Page | 548 / 315 |
| Instrument Date | Jun 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 MAYFIELD RD, MORGANTOWN, WV 26508-5912 |
| Document Number | 0000052876 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 528/76 |
| Name | 1ST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 79 E Main St was $619, up 0.2% from the year before.
Source: Nicholas County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Nicholas County |
| Municipality | Richwood City |
| Unified School District | Nicholas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619.00 (+0.16%) | $22,800 (+38.18%) Land $4,620 Building $18,180 | $38,000 (+38.18%) Land $7,700 Building $30,300 |
| 2025 | $618.00 | $16,500 Land $1,080 Building $15,420 | $27,500 Land $1,800 Building $25,700 |
| 2023 | $578.00 (+1%) | $15,180 (-) Land $1,080 Building $14,100 | $25,300 (-) Land $1,800 Building $23,500 |
| 2022 | $289.00 | $15,180 Land $1,080 Building $14,100 | $25,300 Land $1,800 Building $23,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 79 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 37 (1979–2016) |
| Claims Outside the SFHA | 5 of 37 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHWOOD WATER DEPT serves 2,480 people · EPA ID WV3303401 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 19 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Feb 2023 Corrosion control Jul 2025 Lead public education Mar 2025 |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
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