79 Delaware Ave, Fortescue, NJ 08321 Property Records

Cumberland County and Downe Township property record for 79 Delaware Ave, Fortescue, NJ 08321

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2007)
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`04-00065-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`04-00065-0000-00002`
Alternative APNs	`0400148000000003` `040006500002`

Interior

Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Old Parcel Number	0400148000000003
Street Address	79 DELAWARE AVE
City	GREENWICH
State	NJ
Zip	08323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	65
Legal Lot Number	2
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	DOWNE
Census Block Group	2
Census Block	2064
Census Tract	10302

Owner

79 Delaware Ave is owned by two individuals who bought it in November 2007.

Source: Cumberland County and Downe Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 46, FORTESCUE, NJ 08321-0046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage HOME POINT FINANCIAL CORPORATION
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2007 · Amount on File
Deed Sale	Nov 21, 2007 · Amount on File
Prior Sale	Nov 13, 2006
Deed Book / Page	4035 / 5791
Prior Transfer Date	Sep 28, 2005
Prior Transfer Doc	2876000339
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	79 DELAWARE AVE, FORTESCUE, NJ 08321
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000550836
Date	Mar 26, 2018
Book Page	0000004164/0000007269
Instrument	000000550836

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	79 DELAWARE AVE, FORTESCUE, NJ 08321
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619067
Date	Apr 6, 2021
Book Page	4207/3485
Instrument	619067

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 79 Delaware Ave was $8,945, up 10.3% from the year before.

Source: Cumberland County and Downe Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Downe Township
Unified School District	Downe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,300 (-) Land $130,000 Building $151,300	$281,300 (-) Land $130,000 Building $151,300
2025	$8,945.00 (+10.27%)	$281,300 Land $130,000 Building $151,300	$281,300 Land $130,000 Building $151,300
2024	$8,112.00
2023		$281,300 Land $130,000 Building $151,300	$281,300 Land $130,000 Building $151,300
2022	$7,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Delaware Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	392 (1978–2025)
Claims Outside the SFHA	21 of 392
Most Recent Claim	Oct 2025 · alluvial fan flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 124 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 21 claims Hurricane Gloria, Sep 1985 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Delaware Ave is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER SYSTEM private · serves 771 people · EPA ID NJ0604001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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