79 Cross St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 79 Cross St, Methuen, MA 01844

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4 bd · 2 ba · 5,613 sqft · built 2012
Lot Size0.911 acres (39,701 sqft)
Owner2 Trust Names on File
Last Sale$425,000 (Jan 2009)
Tax Bill$22,152 (2026)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APNMETH M:00512 B:00124 L:00025

Property Details

APN / Parcel Number

Primary APNMETH M:00512 B:00124 L:00025
Alternative APN
  • 4522

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Units2 Units
Stories1 Story
Building Area5,613 sqft Total Area
Gross Area6,130 sqft
Basement Area1,070 sqft
Unfinished Basement1,070 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialOther
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,701 sqft (0.911 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4522
Street Address79 CROSS ST
CityMETHUEN
StateMA
Zip01844-1614
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeBH
Legal Block124
Legal Lot Number25
JurisdictionMETHUEN MA
Township / Civil DivisionMETHUEN TOWN
Census Block Group6
Census Block6013
Census Tract252300

Owner

79 Cross St, a commercial property, is held in a trust since January 2009.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address7 CROSS ST, METHUEN, MA 01844-1612
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2009 · Amount on File
Deed SaleJan 29, 2009 · Amount on File
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMETHUEN MA
Property Address79 CROSS ST, METHUEN, MA 01844-1614
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16026-190
DateOct 3, 2019
Book Page16026/190
Instrument24522
Lender
NamePROVIDENT BANK
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 79 Cross St was $22,152, up 4.5% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityMethuen City
Unified School DistrictMethuen School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$22,152.00 (+4.52%)$1,103,200 (+6.96%) Land $357,500 Building $745,700
2025$21,195.00 (+2.43%)$1,031,400 (+4.67%) Land $345,700 Building $685,700
2024$20,693.00 (-3.27%)$985,400 (+4.93%) Land $325,300 Building $660,100
2023$21,393.00$939,100 Land $305,000 Building $634,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 79 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 individual policies
Nearby Flood Policies187 units insured
incl. 164 condo units
Nearby Flood Claims3 (1981–2006)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 79 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETHUEN WATER DEPT
serves 53,059 people · EPA ID MA3181000
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Cross St

Nearby Streets

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