Essex County and Beverly City property record for 79 Cross Ln, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,862 sqft · built 1958 |
| Lot Size | 0.23 acres (10,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jun 2020) |
| Tax Bill | $8,169 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R22 |
| Primary APN | R22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 4,014 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,006 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6874 |
|---|---|
| Street Address | 79 CROSS LN |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Block | 29 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 217601 |
Source: Essex County and Beverly City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 CROSS LN, BEVERLY, MA 01915-3853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2017 | Deed of Trust, Mortgage TCF BANK |
| Jun 2, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | May 21, 2004 · Amount on Record |
| Deed Book / Page | 38575 / 517 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 38575-517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 79 CROSS LN, BEVERLY, MA 01915-3853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35598-421 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 35598/421 |
| Instrument | 175 |
| Name | TCF BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jun 2, 2020 |
| Property Address | 79 CROSS LN, BEVERLY, MA 01915-3853 |
| Document Number | 38575-517 |
| Book / Page | 38575 / 517 |
| Instrument Date | May 29, 2020 |
| Instrument | 20200602004460 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 CROSS LN, BEVERLY, MA 01915-3853 |
| Document Number | 200602004470 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 200602004470 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,169.00 (+5.99%) | $743,300 (+8.31%) Land $471,200 Building $272,100 | $734,065 |
| 2024 | $7,707.00 (+1.98%) | $686,300 (+2.26%) Land $414,200 Building $272,100 | |
| 2023 | $7,557.00 | $671,100 Land $399,000 Building $272,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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