79 Cotton Mountain Rd, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 79 Cotton Mountain Rd, Wolfeboro, NH 03894

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,481 sqft · built 2003
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Aug 2018)
Tax Bill	$8,232 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00154 B:000001 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00154 B:000001 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,481 sqft Living Area
Gross Area	8,162 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	79 COTTON MOUNTAIN RD
City	WOLFEBORO
State	NH
Zip	03894-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NORTH
Legal Block	1
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	1
Census Block	1021
Census Tract	956102

Owner

79 Cotton Mountain Rd is owned by two individuals who bought it in August 2018.

Source: Carroll County and Wolfeboro Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1413, WOLFEBORO, NH 03894-1413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage NORTHWAY BK
Aug 17, 2018	Warranty Deed, Transfer NORTHWAY BK
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Nov 8, 2013 · Amount on File
Deed Document Number	20181808562
Deed Book / Page	3403 / 244
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	79 COTTON MOUNTAIN RD, WOLFEBORO, NH 03894-4701
Document Number	0035050721
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 COTTON MOUNTAIN RD WOLFEBORO NH 038944701, WOLFEBORO, NH 03894-4701

Mortgage

Document Number	0035050721
Date	May 21, 2020
Book Page	003505/000721
Instrument	908

Lender

Name	NORTHWAY BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Aug 17, 2018
Property Address	79 COTTON MOUNTAIN RD, WOLFEBORO, NH 03894-4701
Document Number	0034030244
Book / Page	003403 / 000244
Instrument Date	Aug 10, 2018
Instrument	8562
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1413 WOLFEBORO NH 038941413, WOLFEBORO, NH 03894-1413

Mortgage

Document Number	34030246
Date	Aug 17, 2018
Book Page	003403/000246
Instrument	8563

Lender

Name	NORTHWAY BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Interest

Rate	4.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	79 COTTON MOUNTAIN RD, WOLFEBORO, NH 03894-4701
Document Number	0033640782
Book / Page	003364 / 000782
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 COTTON MOUNTAIN RD WOLFEBORO NH 038944701, WOLFEBORO, NH 03894-4701

Mortgage

Document Number	0033640782
Date	Dec 5, 2017
Book Page	003364/000782
Instrument	13716

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 79 Cotton Mountain Rd was $8,232, down 14.4% from the year before.

Source: Carroll County and Wolfeboro Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,232.00 (-14.38%)	$984,700 (+62.84%) Land $158,900 Building $825,800
2024	$9,615.00	$604,700 Land $86,300 Building $518,400
2023			$1,028,755
2022	$7,994.00	$604,700 Land $86,300 Building $518,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Cotton Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Cotton Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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