79 Cotter Ave, Staten Island, NY 10306 Property Records

New York City and Richmond County property record for 79 Cotter Ave, Staten Island, NY 10306

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 1985
Lot Size	0.075 acres (3,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2018)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Oct 2020 Mortgage + 1 more
APN	`04478-0313`

Property Details

APN / Parcel Number

Primary APN	`04478-0313`
Alternative APNs	`2001044780313` `5-04478-0313`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	1,364 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	3,264 sqft (0.075 acres)
Lot Dimensions	101 ft deep x 32 ft wide

Location & Zoning

Account Number	04478-0313
Street Address	79 COTTER AVE
City	STATEN ISLAND
State	NY
Zip	10306-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-2
Legal Block	4478
Legal Lot Number	313
Jurisdiction	RICHMOND NY
Township / Civil Division	STATEN ISLAND
Census Block Group	3
Census Block	3001
Census Tract	14606

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Construction Mortgage ENVOY MORTGAGE LTD
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 9, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	2018683252
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0000335359
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERGEANTS ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149

Mortgage

Document Number	0000795290
Date	Oct 14, 2020
Instrument	795290

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERGEANTS ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149

Mortgage

Document Number	0000793742
Date	Oct 1, 2020
Instrument	793742

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND NY
Recording Date	Jan 9, 2018
Property Address	79 COTTER AVE, STATEN ISLAND, NY 10306-1149
Document Number	0000683252
Instrument Date	Dec 20, 2017
Instrument	683252
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	AGENT FOR WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 COTTER AVE, 115, STATEN ISLAND, NY 10306-6141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 DONGAN HILLS AVE, STATEN ISLAND, NY 10305-2240

Mortgage

Document Number	0000683253
Date	Jan 9, 2018
Instrument	683253

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Richmond County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,140 (+18.87%) Land $9,452 Building $30,688	$669,000 (-8.73%) Land $168,000 Building $501,000
2025	$7,132.00 (+5.16%)
2023	$6,782.00	$33,768 Land $7,739 Building $26,029	$733,000 Land $168,000 Building $565,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 905 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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