79 Chapel St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 79 Chapel St, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,894 sqft · built 1875
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (May 2023)
Tax Bill	$10,689 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6414Z B:68`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6414Z B:68`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,894 sqft Living Area
Gross Area	6,628 sqft
1st Floor Area	1,475 sqft
Attic	Attic
Attic Area	1,419 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	79 CHAPEL ST
City	CONCORD
State	NH
Zip	03301
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CVP
Legal Block	68
Legal Lot Number	14
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1003
Census Tract	32400

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 NEWBURY ST, 116, PEABODY, MA 01960-7445
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO
Oct 5, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Jun 16, 2020	Warranty Deed, Transfer · Conventional with PMI ROSS MTG CO INC
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2017	Deed of Trust, Mortgage PRIMARY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Book / Page	3826 / 2618
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012831
Date	Aug 21, 2025
Book Page	3900/68
Instrument	202500012831

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	May 30, 2023
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Document Number	0000007026
Book / Page	3826 / 2618
Instrument Date	May 29, 2023
Instrument	202300007026
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	286 NEWBURY ST, PEABODY, MA 01960-7463

Mortgage

Document Number	0000007510
Date	May 30, 2023
Instrument	202300007510

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 5, 2020
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Document Number	0037000206
Book / Page	003700 / 000206
Instrument Date	Sep 30, 2020
Instrument	21880
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 CHAPEL ST GLOUCESTER MA 019303817, GLOUCESTER, MA 01930-3817

Mortgage

Document Number	37000209
Date	Oct 5, 2020
Book Page	003700/000209
Instrument	21881

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 16, 2020
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Document Number	0036811086
Book / Page	003681 / 001086
Instrument Date	Jun 15, 2020
Instrument	11558
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 NEWBURY ST #116 PEABODY MA 019607445, 116, PEABODY, MA 01960-7445

Mortgage

Document Number	36811088
Date	Jun 16, 2020
Book Page	003681/001088
Instrument	11559

Lender

Name	ROSS MTG CO INC
Address	WESTBOROUGH, MA 01581

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 25, 2017
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Document Number	0035710742
Book / Page	003571 / 000742
Instrument Date	Aug 18, 2017
Instrument	18014
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6633 PORTSMOUTH NH 038026633, PORTSMOUTH, NH 03802-6633

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	79 CHAPEL ST, CONCORD, NH 03301
Document Number	0035660466
Book / Page	003566 / 000466
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6633 PORTSMOUTH NH 038026633, PORTSMOUTH, NH 03802-6633

Mortgage

Document Number	0035660466
Date	Aug 11, 2017
Book Page	003566/000466
Instrument	14876

Lender

Name	PRIMARY BK
Address	BEDFORD, NH 03110

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,689.00 (+5.12%)	$367,200 (-) Land $90,400 Building $276,800
2024	$10,168.00 (+3.09%)	$367,200 (-) Land $90,400 Building $276,800
2023	$9,863.00 (+3.74%)	$367,200 (-) Land $90,400 Building $276,800
2022	$9,507.00	$367,200 Land $90,400 Building $276,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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