79 Central Ave, Toccoa, GA 30577 Property Records

Stephens County property record for 79 Central Ave, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,606 sqft Heated Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$103,000 (2017)
Tax Bill	$1,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T27 015`
Alternative APN	`599000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,606 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1996
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,939 sqft (0.319 acres)
Parking Spaces	2 Parking Spaces
Garage Area	432 sqft Garage

Exterior Amenities

Patio Area	160 sqft Patio
Porch	Porch
Porch Area	314 sqft Porch
Topography	Gentle Slope Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	599000
Street Address	79 CENTRAL AVE
City	TOCCOA
State	GA
Zip	30577-6200
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT LOT 3 BLK F MCAVOY S/D
Legal Subdivision	MCAVOY
Legal Block	F
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	4
Census Block	4016
Census Tract	970301

Owner

Source: Stephens County records · APN T27 015

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	79 CENTRAL AVE, TOCCOA, GA 30577-6200
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Doc Number	0000112450
Deed Book / Page	1124 / 50
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	79 CENTRAL AVE, TOCCOA, GA 30577-6200
Document Number	0012340300
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CENTRAL AVE TOCCOA GA 305776200, TOCCOA, GA 30577-6200

Mortgage

Document Number	0012340300
Date	Dec 29, 2020
Book Page	001234/000300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (-33.27%) Homeowner's exemption Senior Citizen's exemption	$70,531 (+60.44%) Land $4,670 Building $65,861	$176,328 (+60.44%) Land $11,676 Building $164,652
2023	$1,554.00 (+4.44%)	$43,961 (+4.45%) Land $4,670 Building $39,291	$109,904 (+4.45%) Land $11,676 Building $98,228
2022	$1,488.00	$42,087 Land $4,670 Building $37,417	$105,218 Land $11,676 Building $93,542

Flood & Wildfire

79 Central Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 6th in Georgia
Wildfire Likelihood	Low — about 1 in 4,545 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.