79 Cardinal Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 79 Cardinal Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,672 sqft · built 1978
Lot Size	0.709 acres (30,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Apr 2021)
Tax Bill	$3,795 (2026)
Deeds & Mortgages	May 2020 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8594173365`

Property Details

APN / Parcel Number

Primary APN	`8594173365`
Alternative APNs	`859417003365` `00034743` `97049304`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,672 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Rolled Roofing
Lot Area	30,884 sqft (0.709 acres)
Porch	Porch
Porch Area	96 sqft
Patio Area	1,401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97049304
Street Address	79 CARDINAL DR
City	WHISPERING PINES
State	NC
Zip	28327-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 123 PH III SEC 9 WHISPERING PINES MUNI CARDINAL
Legal Subdivision	TOWN OF SOUTHERN PINES
Legal Phase	3
Legal Lot Number	123
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1023
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 CARDINAL DR, WHISPERING PINES, NC 28327-9327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	20218197
Deed Book / Page	5586 / 385
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	79 CARDINAL DR, WHISPERING PINES, NC 28327-9327
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5330/513
Date	May 21, 2020
Book Page	5330/513
Instrument	2020008440

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 7, 2021
Property Address	79 CARDINAL DR, WHISPERING PINES, NC 28327-9327
Document Number	5586/385
Book / Page	5586 / 385
Map Reference	MB 10 PG 39
Instrument Date	Mar 29, 2021
Instrument	2021008197
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Tax	$794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CARDINAL DR, WHISPERING PINES, NC 28327-9327

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,795.00 (+4.26%)	$518,220 (-) Land $90,000 Building $428,220
2025	$3,640.00 (+2.19%)	$518,220 (-) Land $90,000 Building $428,220
2024			$518,220 (-) Land $90,000 Building $428,220
2023	$3,562.00	$518,220 Land $90,000 Building $428,220	$518,220 Land $90,000 Building $428,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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