79 Bow St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 79 Bow St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,260 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2023)
Tax Bill	$7,720 (2025)
Deeds & Mortgages	Apr 2023 Sale & Refinance Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:2-A B:3 L:10`

Property Details

APN / Parcel Number

Primary APN	`M:2-A B:3 L:10`
Alternative APN	`CNCD M:8811Z B:9`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	190 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	79 BOW ST
City	CONCORD
State	NH
Zip	03301-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	9
Legal Lot Number	10
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1027
Census Tract	32701

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 BOW ST, CONCORD, NH 03301-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
Apr 6, 2020	Grant Deed, Transfer · Conventional Mortgage BANGOR SVGS BK
Apr 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Book / Page	3823 / 1579
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 20, 2023
Property Address	79 BOW ST, CONCORD, NH 03301-2608
Document Number	0000004982
Book / Page	3823 / 1579
Instrument Date	Apr 20, 2023
Instrument	202300004982
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 BOW ST, CONCORD, NH 03301-2608

Mortgage

Document Number	0000004983
Date	Apr 20, 2023
Instrument	202300004983

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 6, 2020
Property Address	79 BOW ST, CONCORD, NH 03301-2608
Document Number	0036711594
Book / Page	003671 / 001594
Instrument Date	Apr 6, 2020
Instrument	6288
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BOW ST CONCORD NH 033012608, CONCORD, NH 03301-2608

Mortgage

Document Number	36711596
Date	Apr 6, 2020
Book Page	003671/001596
Instrument	6289

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 6, 2020
Property Address	79 BOW ST, CONCORD, NH 03301-2608
Document Number	0036711592
Book / Page	003671 / 001592
Instrument Date	Apr 6, 2020
Instrument	6287
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	79 BOW ST

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,720.00 (+8.17%)	$265,200 (-0.19%) Land $116,800 Building $148,400
2023	$7,137.00 (+3.75%)	$265,700 (-) Land $116,800 Building $148,900	$489,820
2022	$6,879.00	$265,700 Land $116,800 Building $148,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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