79 Bond Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 79 Bond Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 1993
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Nov 1996)
Tax Bill	$5,408 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0053 B:000C L:00006-5`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0053 B:000C L:00006-5`
Alternative APNs	`CHRL M:0053 B:000C L:00006-5` `M:0053 B:000C L:00006=5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	4,152 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	79 BOND RD
City	CHARLTON
State	MA
Zip	01507-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	C
Legal Lot Number	6-5
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4011
Census Tract	756102

Owner

79 Bond Rd is owned and occupied by two individuals who bought it in November 1996.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79 BOND RD, CHARLTON, MA 01507-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BK NA
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 1996 · Amount on File
Deed Sale	Nov 21, 1996 · Amount on File
Prior Sale	Nov 4, 1994 · Amount on File
Deed Book / Page	18416 / 314
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Recording Date	May 8, 2026
Property Address	79 BOND RD, CHARLTON, MA 01507-1301
Document Number	073550-215
Book / Page	73550 / 215
Instrument Date	Apr 24, 2026
Instrument	202636214
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BOND RD, CHARLTON, MA 01507-1301

Mortgage

Document Number	0000036214,
Date	May 8, 2026
Book Page	73550/215
Instrument	202636214

Lender

Name	CAPITAL BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	79 BOND RD, CHARLTON, MA 01507-1301
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067849-105
Date	Jul 1, 2022
Book Page	67849/105
Instrument	72433

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	79 BOND RD, CHARLTON, MA 01507-1301
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067005-227
Date	Jan 26, 2022
Book Page	67005/227
Instrument	9767

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 79 Bond Rd was $5,408, up 5.8% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,408.00 (+5.79%)	$494,300 (+7.62%) Land $97,100 Building $397,200	$546,415 (+33.57%)
2025	$5,112.00 (+2.59%)	$459,300 (+4.53%) Land $94,100 Building $365,200	$409,070 (+4.82%)
2024	$4,983.00 (+3.36%)	$439,400 (+10.93%) Land $93,900 Building $345,500	$390,260
2023	$4,821.00	$396,100 Land $89,700 Building $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Bond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Bond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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