Middlesex County and Arlington Town property record for 79 Bay State Rd, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,757 sqft · built 2014 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,575,000 (Jul 2022) |
| Tax Bill | $16,985 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13354 |
| Primary APN | 13354 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,757 sqft Living Area |
| Gross Area | 3,528 sqft |
| Basement Area | 871 sqft |
| Unfinished Basement | 436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,702 sqft (0.131 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 13354 |
|---|---|
| Street Address | 79 BAY STATE RD |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-8241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 356703 |
79 Bay State Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Middlesex County and Arlington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 BAY STATE RD, ARLINGTON, MA 02474-8241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Jul 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Apr 24, 2015 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 79 BAY STATE RD, ARLINGTON, MA 02474-8241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001888530 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 1888530 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 79 BAY STATE RD, ARLINGTON, MA 02474-8241 |
| Document Number | 0001919742 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 1919742 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 BAY STATE RD, ARLINGTON, MA 02474-8241 |
| Document Number | 0001919743 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1919743 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 79 Bay State Rd was $16,985, up 3.2% from the year before.
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,985.00 (+3.17%) | $1,591,800 (+4.13%) Land $673,700 Building $918,100 | $1,706,301 (-5.15%) |
| 2025 | $16,463.00 (+7.36%) | $1,528,600 (+5.57%) Land $650,100 Building $878,500 | $1,798,920 (+2.81%) |
| 2024 | $15,334.00 (+7.77%) | $1,448,000 (+14.08%) Land $620,500 Building $827,500 | $1,749,805 |
| 2023 | $14,229.00 | $1,269,300 Land $514,200 Building $755,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Bay State Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Bay State Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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