79 Arnold Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 79 Arnold Dr, Cumberland, RI 02864 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 2018
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2025)
Tax Bill	$7,544 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9965-24`

Property Details

APN / Parcel Number

Primary APN	`9965-24`
Alternative APN	`CUMB M:025 B:0268 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,082 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9965-24
Street Address	79 ARNOLD DR
City	CUMBERLAND
State	RI
Zip	02864-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	268
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1008
Census Tract	11404

Owner

Source: Cumberland Town records · APN 9965-24

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 ALAN AVE, CUMBERLAND, RI 02864-6525
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Apr 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Book / Page	2008 / 424
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 14, 2025
Property Address	79 ARNOLD DR, CUMBERLAND, RI 02864-3303
Document Number	002008-424
Book / Page	2008 / 424
Instrument Date	Aug 14, 2025
Instrument	150624
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 ALAN AVE, CUMBERLAND, RI 02864-6525

Mortgage

Document Number	0000150625
Date	Aug 14, 2025
Instrument	150625

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	79 ARNOLD DR, CUMBERLAND, RI 02864-3303
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850-55
Date	Aug 12, 2020
Book Page	1850/55
Instrument	116242

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 17, 2019
Property Address	79 ARNOLD DR, CUMBERLAND, RI 02864-3303
Document Number	1804-424
Book / Page	001804 / 000424
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 ARNOLD DR CUMBERLAND RI 02864, CUMBERLAND, RI 02864

Mortgage

Document Number	1804-426
Date	Jun 17, 2019
Book Page	001804/000426

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 26, 2018
Property Address	79 ARNOLD DR, CUMBERLAND, RI 02864-3303
Document Number	1771-374
Book / Page	001771 / 000374
Instrument Date	Apr 24, 2018
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 MENDON RD WOONSOCKET RI 02895, WOONSOCKET, RI 02895

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,544.00 (+5.6%)	$614,800 (-) Land $190,200 Building $424,600
2023	$7,144.00 (+3.99%)	$614,800 (+34.15%) Land $190,200 Building $424,600
2022	$6,870.00	$458,300 Land $137,000 Building $321,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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