Union County and Springfield Township property record for 79 Adams Ter, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 3,542 sqft · built 2007 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Sep 2022) |
| Tax Bill | $22,249 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03401-0000-00017 |
| Primary APN | 17-03401-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,542 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 9,840 sqft (0.226 acres) |
| Lot Dimensions | 164 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700166000000017 |
|---|---|
| Street Address | 79 ADAMS TER |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KIPLING VILLAGE SEC 05 |
| Legal Block | 3401 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 37601 |
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 ADAMS TER, SPRINGFIELD, NJ 07081-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 15, 2022 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Jan 12, 2007 · Amount on Record |
| Deed Document Number | 202222456 |
| Deed Book / Page | 6481 / 2747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 79 ADAMS TER, SPRINGFIELD, NJ 07081-3401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0154202626 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 15420/2626 |
| Instrument | 57066 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 15, 2022 |
| Property Address | 79 ADAMS TER, SPRINGFIELD, NJ 07081-3401 |
| Document Number | 0064812747 |
| Book / Page | 6481 / 2747 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 22456 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 CALDWELL PL, 81, SPRINGFIELD, NJ 07081-1715 |
| Name | Verified Name |
|---|---|
| Address | 79 ADAMS TER, SPRINGFIELD, NJ 07081-3401 |
| Document Number | 0152782017 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 15278/2017 |
| Instrument | 43136 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 79 ADAMS TER, SPRINGFIELD, NJ 07081-3401 |
| Document Number | 0143140595 |
| Book / Page | 014314 / 000595 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | SECURITY CONNECTIONS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 ADAMS TER SPRINGFIELD NJ 070813401, SPRINGFIELD, NJ 07081-3401 |
| Document Number | 0143140595 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 014314/000595 |
| Instrument | 644467 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2047 |
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922,800 (-) Land $228,900 Building $693,900 | $922,800 (-) Land $228,900 Building $693,900 | |
| 2025 | $22,249.00 (+1.51%) | $922,800 (-) Land $228,900 Building $693,900 | $922,800 (-) Land $228,900 Building $693,900 |
| 2024 | $21,917.00 (+20.68%) | ||
| 2023 | $922,800 Land $228,900 Building $693,900 | $922,800 Land $228,900 Building $693,900 | |
| 2022 | $18,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1978–2025) |
| Claims Outside the SFHA | 13 of 18 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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