79 Adams Rd, Milton, KY 40045 Property Records

Trimble County property record for 79 Adams Rd, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Lot Size	7.94 acres (345,866 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Dec 2010)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-00-00-003.04`

Property Details

APN / Parcel Number

Primary APN	`009-00-00-003.04`
Alternative APN	`5245`

Exterior

Lot Area	345,866 sqft (7.94 acres)

Location & Zoning

Account Number	5245
Street Address	79 ADAMS RD
City	MILTON
State	KY
Zip	40045-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/BLDGS & TR 21 PONDEROSA ACRES
Legal Tract	21
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1061
Census Tract	100100

Owner

Source: Trimble County records · APN 009-00-00-003.04

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	79 ADAMS RD, MILTON, KY 40045-8342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2010 · Amount on Record
Deed Sale	Dec 04, 2010 · Amount on Record
Deed Document Number	56553
Deed Book / Page	D127 / 402
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	79 ADAMS RD, MILTON, KY 40045-8342
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M224/105
Date	Jan 03, 2019
Book Page	M224/105
Instrument	92662

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 26, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Trimble County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00 (-2.05%)	$164,500 (-)	$164,500 (-)
2023	$1,850.00	$164,500	$164,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Trimble County (21223C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212231001001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY1120289, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILTON WATER & SEWER DEPARTMENT serves 3,861 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.