78B Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 78B Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,200 sqft · built 2008
Lot Size	2.42 acres (105,776 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2007)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:019 B:64-B L`

Property Details

APN / Parcel Number

Primary APN	`M:019 B:64-B L`
Alternative APNs	`WEST M:19 B:64 L:B` `19210461`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	4,299 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,776 sqft (2.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19210461
Street Address	78B POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	64
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1005
Census Tract	50901

Owner

78B Potter Hill Rd is owned and occupied by an individual who bought it in June 2007.

Source: Westerly Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	78B POTTER HILL RD, WESTERLY, RI 02891-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Jun 6, 2018	Deed of Trust, Mortgage WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2007 · Amount on File
Deed Sale	Jun 19, 2007 · Amount on File
Deed Book / Page	1646 / 245
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	78B POTTER HILL RD, WESTERLY, RI 02891-1151
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-29446
Date	Nov 22, 2021
Book Page	2021/29446
Instrument	2021-6530

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	78B POTTER HILL RD, WESTERLY, RI 02891-1131
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018-9317
Date	Jun 6, 2018
Book Page	2018/9317
Instrument	2333

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 78B Potter Hill Rd was $4,172.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,172.00	$586,800 Land $204,700 Building $382,100
2023	$4,589.00 (+0.64%)	$477,000 (-) Land $149,900 Building $327,100
2022	$4,560.00	$477,000 Land $149,900 Building $327,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78B Potter Hill Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78B Potter Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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