7898 Murray Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7898 Murray Ridge Rd, Elyria, OH 44035 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,552 sqft Living Area
Lot Size69,696 sqft (1.6 acres)
OccupancyOwner Occupied
Last Sale$70,000 (2018)
Tax Bill$2,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-021-000-078

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,552 sqft Living Area
1st Floor784 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1940
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area69,696 sqft (1.6 acres)

Exterior Amenities

Shed1 Shed
Shed Area182 sqft Shed
PorchPorch
Porch Area15 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating

Location & Zoning

Street Address7898 MURRAY RIDGE RD
CityELYRIA
StateOH
Zip44035-2025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPT FR -039 4-5-10 2010-0329992
Legal SubdivisionWEST OF BLACK RIVER
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2024
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-021-000-078

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Oct 24, 2022Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 24, 2019Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Jan 18, 2018Warranty Deed, Transfer
ERIEVIEW TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleApr 05, 2010 · Amount on Record
Deed Doc Number2018658721
Prior Transfer DateDec 22, 2006
Prior Transfer Doc0000183647
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 05, 2026
Property Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025
Document Number0000098543
Instrument DateApr 25, 2026
Instrument202698543
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOHIO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025

Mortgage

Document Number0000098543,
DateJun 05, 2026
Instrument202698543
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2056
Interest
Rate6.38%
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 24, 2022
Property Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025
Document Number0000896190
Instrument DateOct 24, 2022
Instrument2022-0896190
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025

Mortgage

Document Number0000896339
DateOct 25, 2022
Instrument2022-0896339
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025
Document Number0000745186
Instrument DateDec 24, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7898 MURRAY RIDGE RD ELYRIA OH 440352025, ELYRIA, OH 44035-2025

Mortgage

Document Number0000745186
DateJan 13, 2020
Instrument745186
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 12, 2050
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 18, 2018
Property Address7898 MURRAY RIDGE RD, ELYRIA, OH 44035-2025
Document Number0000658721
Instrument DateJan 01, 2018
Instrument658721
Transaction TypeTransfer
Record UpdatedJan 31, 2018
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7898 MURRAY RIDGE RD ELYRIA OH 440352025, ELYRIA, OH 44035-2025

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,711.00$49,740 (+0.01%) Land $15,720 Building $34,020$142,100 (-) Land $44,900 Building $97,200
2024$2,711.00 (+30.65%)$49,735 (+53.68%) Land $15,715 Building $34,020$142,100 (+53.69%) Land $44,900 Building $97,200
2023$2,075.00 (+0.39%)$32,362 (+0.01%) Land $13,724 Building $18,638$92,460 (-) Land $39,210 Building $53,250
2022$2,067.00$32,360 Land $13,720 Building $18,640
2021$92,460 Land $39,210 Building $53,250

Flood & Wildfire

7898 Murray Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 22nd in Ohio
Wildfire LikelihoodLow — about 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Murray Ridge Rd

Nearby Streets

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