7898 Kennard Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 7898 Kennard Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,884 sqft · built 2009
Lot Size	0.235 acres (10,248 sqft)
Owner	2 Company Names on File
Last Sale	$2,900,000 (May 2026)
Tax Bill	$23,244 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`223-760-033-9`

Property Details

APN / Parcel Number

Primary APN	`223-760-033-9`
Alternative APN	`223-760-033`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,884 sqft Living Area
1st Floor Area	2,333 sqft
2nd Floor Area	1,551 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	10,248 sqft (0.235 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7898 KENNARD LN
City	SAN RAMON
State	CA
Zip	94582-5387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9144 L858
Legal Subdivision	SUBDIVISION 9144
Legal Tract	9144
Legal Lot Number	858
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1027
Census Tract	355126

Owner

Source: Contra Costa County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 20, 2024	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Dec 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
May 4, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Apr 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 3, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 2, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	202645907
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387

Mortgage

Document Number	0000305582
Date	Nov 2, 2021
Instrument	2021-305582

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387

Mortgage

Document Number	0000015789
Date	Feb 20, 2024
Instrument	2024-015789

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 20, 2064

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 HONEYCASTLE DR, SAN RAMON, CA 94582-5224

Mortgage

Document Number	0000138521
Date	Dec 11, 2025
Instrument	2025- 138521

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	2101 E EL SEGUNDO BLVD STE 203, EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2027

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 4, 2026
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Document Number	0000045907
Instrument Date	Apr 24, 2026
Instrument	202645907
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045908,
Date	May 4, 2026
Instrument	202645908

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 3, 2026
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Document Number	0000033467
Instrument Date	Mar 30, 2026
Instrument	202633467
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 3, 2026
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Document Number	0000033468
Instrument Date	Mar 30, 2026
Instrument	202633468
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	DANVILLE, CA 94526

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068341
Date	May 2, 2018
Instrument	2018-068341

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094638
Date	Jun 21, 2019
Instrument	2019-094638

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE RES INFO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196363
Date	Nov 5, 2019
Instrument	2019-196363

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7898 KENNARD LN, SAN RAMON, CA 94582-5387

Mortgage

Document Number	0000188026
Date	Aug 31, 2020
Instrument	2020-188026

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,428,667 (+2%) Land $590,504 Building $838,163
2025	$23,244.00 (-1.42%)	$1,400,655 (+4.04%) Land $578,926 Building $821,729
2023	$23,578.00 (+2.58%) Homeowner's exemption	$1,346,268 Land $556,447 Building $789,821
2022	$22,986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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