7896 Tranquility Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7896 Tranquility Dr, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,588 sqft · built 2006
Lot Size0.367 acres (15,994 sqft)
Owner2 Individual Names on Record
Last Sale$319,900 (Feb 2018)
Tax Bill$2,230 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN114I A 029

Property Details

APN / Parcel Number

Primary APN114I A 029
Alternative APNs
  • 114IA02900000
  • 0000156158

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,588 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,994 sqft (0.367 acres)
Lot Dimensions140 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000156158
Street Address7896 TRANQUILITY DR
CityOOLTEWAH
StateTN
Zip37363-5746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 166 MEADOW STREAM SUB PB81 PG166 OUT OF 114-37 FOR 2006
Legal SubdivisionMEADOW STREAM
Legal Lot Number166
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2005
Census Tract11205

Owner

Source: Hamilton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS NATIONAL BANK
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS NAT'L BK
Feb 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS NATIONAL BANK
Nov 3, 2017Trustee's Deed, Foreclosure · Construction Mortgage
SMARTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Prior SaleNov 3, 2017
Deed Document Number2018240
Deed Book / Page11278 / 961
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 29, 2026
Property Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746
Document Number0000000172
Book / Page14315 / 686
Instrument DateMay 22, 2026
Instrument2026172
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746

Mortgage

Document Number0000000172,
DateMay 29, 2026
Book Page14315/686
Instrument2026172
Lender
NameFIRST CITIZENS NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 22, 2036
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746
Document Number1111000205
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyEQUI TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7896 TRANQUILITY DR OOLTEWAH TN 373635746, OOLTEWAH, TN 37363-5746

Mortgage

Document Number1111000205
DateNov 11, 2020
Book Page012228/000330
Instrument201111000205
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 10, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2018
Property Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746
Document Number0000000240
Book / Page11278 / 961
Map ReferenceMB81 PG166
Instrument DateFeb 22, 2018
Instrument2018022600240
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyFIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,183.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746

Mortgage

Document Number0000000241
DateFeb 26, 2018
Instrument2018022600241
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateNov 3, 2017
Property Address7896 TRANQUILITY DR, OOLTEWAH, TN 37363-5746
Document Number0000000143
Book / Page011195 / 000598
Instrument DateNov 3, 2017
Instrument143
Transaction TypeForeclosure
Record UpdatedFeb 20, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,002.90
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address36 25 GUVIATE DR RUSKIN FL 33573, RUSKIN, FL 33573

Mortgage

Document Number144
DateNov 3, 2017
Book Page011198/000219
Instrument144
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,230.00 (+8.2%)$147,175 (+59.76%)$588,700 (+59.76%) Land $60,000 Building $528,700
2024$2,061.00 (-0.43%)$92,125 (-)$368,500 (-) Land $45,000 Building $323,500
2023$2,070.00$92,125$368,500 Land $45,000 Building $323,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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