78949 38th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 78949 38th Ave, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jun 2014)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`80-07-020-027-10`

Property Details

APN / Parcel Number

Primary APN	`80-07-020-027-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Architectural Style	Mobile/Manufactured
Lot Area	212,137 sqft (4.87 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	78949 38TH AVE
City	COVERT
State	MI
Zip	49043-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	330-A1 20-2-17 1394-266 . BEG AT CEN OF SEC, TH N 89 DEG 35'27"E ON E&W 1/4 L 200', TH S 0 DEG 32'26"W PAR TO N&S 1/4 L 300',
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

78949 38th Ave is owned and occupied by two individuals who acquired it in August 2021.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78949 38TH AVE, COVERT, MI 49043-9728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Sep 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on File
Deed Sale	Jun 5, 2014 · Amount on File
Prior Sale	Aug 26, 2003 · Amount on File
Deed Book / Page	1603 / 705
Last Transfer Date	Aug 24, 2021
Transfer Doc	001725/474
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	78949 38TH AVE, COVERT, MI 49043-9728
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001758/381
Date	Oct 19, 2023
Book Page	1758/381

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Sep 8, 2021
Property Address	78949 38TH AVE, COVERT, MI 49043-9728
Document Number	001725/474
Book / Page	1725 / 474
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	78949 38TH AVE, COVERT, MI 49043-9728

Tax Assessment & Valuation

The 2025 property tax bill for 78949 38th Ave was $1,853 with a homeowner's exemption, up 2.3% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,500 (-19.32%)	$167,000 (-19.32%)
2025	$1,853.00 (+2.26%) Homeowner's exemption	$103,500	$207,000
2024	$1,812.00
2023		$67,800	$135,600
2020	$1,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78949 38th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78949 38th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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