7891 Thunder Trl, Petoskey, MI 49770 Property Records

Emmet County property record for 7891 Thunder Trl, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,908 sqft
Lot Size	5.93 acres (258,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,600 (Nov 2018)
Tax Bill	$3,903 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-20-09-100-022`

Property Details

APN / Parcel Number

Primary APN	`14-20-09-100-022`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Architectural Style	Ranch
Lot Area	258,311 sqft (5.93 acres)
Garage Area	680 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7891 THUNDER TRL
City	PETOSKEY
State	MI
Zip	49770-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM AT NW COR OF SEC, TH S 656.66 FT, TH E 874.38 FT TO POB, TH CONT E 129 FT, N 655.46 FT, E ALG N SEC LN 20.06 FT, S 655.44
Legal Range	04W
Legal Township	34N
Legal Section	09
Legal Subdivision	RIDGEWOOD HIGHLANDS
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7891 THUNDER TRL, PETOSKEY, MI 49770-7802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage LAKE MICHIGAN CREDIT UNION
Nov 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	20185161191
Deed Book / Page	1208 / 298
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	7891 THUNDER TRL, PETOSKEY, MI 49770-7802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001208/0000000299
Date	Nov 27, 2018
Book Page	0000001208/0000000299
Instrument	000005161192

Lender

Name	LAKE MICHIGAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 27, 2018
Property Address	7891 THUNDER TRL, PETOSKEY, MI 49770-7802
Document Number	1208/298
Book / Page	1208 / 298
Instrument Date	Nov 5, 2018
Instrument	000005161191
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997, PETOSKEY, MI 49770

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,900 (+40.06%) Land $22,900 Building $218,000	$481,800 (+40.06%) Land $45,800 Building $436,000
2024	$3,903.00
2023		$172,000 Land $14,700 Building $157,300	$344,000 Land $29,400 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Thunder Trl

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