7891 Hwy 97, Mc David, FL 32568 Property Records

Escambia County property record for 7891 Hwy 97, Mc David, FL 32568

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4,050 sqft · built 1978
Lot Size	42.4 acres (1,848,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$846 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-4N-32-1004-011-001`

Property Details

APN / Parcel Number

Primary APN	`38-4N-32-1004-011-001`
Alternative APN	`122709970`

Interior

Stories	1 Story
Building Area	4,050 sqft Adjusted Area
1st Floor Area	3,750 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1978
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	1,848,251 sqft (42.4 acres)
Canopy	1,000 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	122709970
Old Parcel Number	122709970
Street Address	7891 HIGHWAY 97
City	MC DAVID
State	FL
Zip	32568-1732
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AGR
Legal Description	BEG AT A PT ON SW LI OF GALOR DONATION PT BEING 291 7/10 FT FROM ITS W COR E 2460 FT TO W LI OF FLA-H/W 97 SELY ALG W LI OF
Legal Range	32W
Legal Township	04N
Legal Section	38
Legal Subdivision	SUBDIVISION NUMBER: 1004
Legal Block	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	NORTHWEST ESCAMBIA
Census Block Group	1
Census Block	1119
Census Tract	3800

Owner

7891 Hwy 97, an agricultural property, is owned by two individuals who acquired it in August 2018.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	227 SWEETWATER RUN, NICEVILLE, FL 32578-1637
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018
Deed Sale	Aug 20, 2018
Deed Document Number	2018065869
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	7891 HIGHWAY 97, MC DAVID, FL 32568-1732
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SWEETWATER RUN, NICEVILLE, FL 32578-1637

Mortgage

Document Number	0089210581
Date	Jan 25, 2023
Book Page	8921/581
Instrument	2023006061

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,145 Land $6,365 Building $59,780	$66,145 Land $6,365 Building $59,780
2024	$846.00 (-3.53%)
2023	$877.00 (+6.17%)	$64,899 (+7.11%) Land $6,365 Building $58,534	$64,899 (-39.49%) Land $6,365 Building $58,534
2022	$826.00	$60,589	$107,262 Land $6,365 Building $100,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7891 Hwy 97 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7891 Hwy 97 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EREC WATER SYSTEM serves 4,238 people · EPA ID FL1170718
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20