7891 Hilltop Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7891 Hilltop Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1959
Lot Size	37 acres (1,611,720 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2023)
Tax Bill	$1,542 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-0080-02790`

Property Details

APN / Parcel Number

Primary APN	`105-0080-02790`
Alternative APNs	`1131586` `1153342`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,328 sqft Gross Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	1,611,720 sqft (37 acres)
Garage Area	728 sqft
Porch	Slab
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1153342
Street Address	7891 HILLTOP RD
City	EMBARRASS
State	MN
Zip	55732-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF NW1/4 EX WLY 624 FT OF NLY 208FT SERIAL #
Legal Range	13W
Legal Township	60N
Legal Section	18
Legal Subdivision	BABBITT LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1064
Census Tract	14100

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2022	Affidavit of Death of Joint Tenant, Transfer NORTHEAST TITLE COMPANY
Jun 10, 2022	Intrafamily Transfer, Transfer NORTHEAST TITLE COMPANY
Jun 10, 2022	Warranty Deed, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	20231472458
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 21, 2023
Property Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523
Document Number	0001472458
Instrument Date	Aug 4, 2023
Instrument	1472458
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25631 COUNTY 7 BLVD, WELCH, MN 55089

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523

Mortgage

Document Number	0001472459
Date	Aug 21, 2023
Instrument	1472459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2022
Property Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523
Document Number	0001444997
Instrument Date	Jun 1, 2022
Instrument	1444997
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HEMLOCK CIR, BABBITT, MN 55706-1113

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2022
Property Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523
Document Number	0001445000
Instrument Date	Jun 1, 2022
Instrument	1445000
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25361 COUNTY 7 BLVD, WELCH, MN 55089-6278

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2022
Property Address	7891 HILLTOP RD, EMBARRASS, MN 55732-8523
Document Number	0001445001
Instrument Date	Jun 1, 2022
Instrument	1445001
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25361 COUNTY 7 BLVD, WELCH, MN 55089-6278

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,542.00 (+21.04%) Homeowner's exemption
2025	$1,274.00 (-9.77%) Homeowner's exemption	$181,200 (+35.63%) Land $51,900 Building $129,300	$181,200 (+35.63%) Land $51,900 Building $129,300
2024	$1,412.00 (+12.42%)	$133,600 (+24.05%) Land $48,600 Building $85,000	$133,600 (+24.05%) Land $48,600 Building $85,000
2023	$1,256.00 Homeowner's exemption
2022		$107,700 (+19.01%) Land $40,200 Building $67,500	$107,700 (+19.01%) Land $40,200 Building $67,500
2021		$90,500 Land $36,000 Building $54,500	$90,500 Land $36,000 Building $54,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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