7891 Bergin Rd, Howell, MI 48843 Property Records

Livingston County property record for 7891 Bergin Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,872 sqft · built 1988
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Dec 2014)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-400-006`

Property Details

APN / Parcel Number

Primary APN	`07-25-400-006`
Alternative APN	`470725400006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,742 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	129,809 sqft (2.98 acres)
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7891 BERGIN RD
City	HOWELL
State	MI
Zip	48843-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 25 T3N R5E BEG N89W 900 FT FROM SE COR, TH CONT N89W 200 FT, TH N 644.84 FT, TH S88*E 200.03 FT, TH S 641.22 FT TO POB
Legal Range	05E
Legal Township	03N
Legal Section	25
Legal Subdivision	PART OF SEC 25 T3N R5E
Legal Tract	712600
Legal Block	2
Legal Lot Number	6
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2000
Census Tract	712602

Owner

Source: Livingston County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7891 BERGIN RD, HOWELL, MI 48843-8039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Mar 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Apr 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2014 · Amount on Record
Deed Sale	Dec 10, 2014 · Amount on Record
Prior Sale	Jan 7, 2011 · Amount on Record
Deed Document Number	201434732
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000019305
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 1, 2026
Property Address	7891 BERGIN RD, HOWELL, MI 48843-8039
Document Number	0000019305
Instrument Date	Aug 25, 2026
Instrument	202619305
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7891 BERGIN RD, HOWELL, MI 48843-8039

Mortgage

Document Number	0000019306,
Date	Sep 1, 2026
Instrument	202619306

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	7891 BERGIN RD, HOWELL, MI 48843-8039
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7891 BERGIN RD, HOWELL, MI 48843-8039

Mortgage

Document Number	0000004472
Date	Mar 20, 2023
Instrument	2023R-004472

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 20, 2022
Property Address	7891 BERGIN RD, HOWELL, MI 48843-8039
Document Number	0000011995
Instrument Date	Apr 15, 2022
Instrument	2022R-011995
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7426 PINE VISTA DR, 7426, BRIGHTON, MI 48116-4723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7891 BERGIN RD, HOWELL, MI 48843-8039

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,100 (+7.82%)	$612,200 (+7.82%)
2025	$7,845.00 (+203.01%) Homeowner's exemption	$283,900 (+73.22%)	$567,800 (+73.22%)
2023		$163,900
2021			$327,800
2019	$2,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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