78905 Starlight Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 78905 Starlight Ln, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,612 sqft · built 1978
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Trust Names on File
Last Sale	$860,000 (Jan 2018)
Tax Bill	$11,858 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`609-153-007`

Property Details

APN / Parcel Number

Primary APN	`609-153-007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,612 sqft Living Area
Gross Area	4,737 sqft
1st Floor Area	3,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	78905 STARLIGHT LN
City	BERMUDA DUNES
State	CA
Zip	92203-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 147 MB 039/037 BERMUDA GOLF CLUB ESTATES 7
Legal Subdivision	BERMUDA GOLF CLUB ESTATES 7
Legal Lot Number	147
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1010
Census Tract	45214

Owner

78905 Starlight Ln is owner-occupied and held in a trust since February 2025.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	78905 STARLIGHT LN, BERMUDA DUNES, CA 92203-1539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Intrafamily Transfer, Transfer · Line of Credit CMG MORTGAGE INC
Jan 5, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Prior Sale	Apr 26, 2002 · Amount on File
Deed Document Number	20186478
Last Transfer Date	Feb 27, 2025
Transfer Doc	0000063965
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 15, 2020
Property Address	78905 STARLIGHT LN, BERMUDA DUNES, CA 92203-1539
Document Number	0000495959
Map Reference	MB 39 PG 37-39
Instrument Date	Oct 8, 2020
Instrument	2020-0495959
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78905 STARLIGHT LN, BERMUDA DUNES, CA 92203-1539

Mortgage

Document Number	0000495960
Date	Oct 15, 2020
Instrument	2020-0495960

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2018
Property Address	78905 STARLIGHT LN, BERMUDA DUNES, CA 92203-1539
Document Number	0000006478
Instrument Date	Nov 27, 2017
Instrument	6478
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78905 STARLIGHT LN BERMUDA DUNES CA 922031539, BERMUDA DUNES, CA 92203-1539

Mortgage

Document Number	6479
Date	Jan 5, 2018
Instrument	6479

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 78905 Starlight Ln was $11,858 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$992,296 (+2%) Land $249,523 Building $742,773
2025	$11,858.00 Homeowner's exemption	$972,840 Land $244,631 Building $728,209
2023	$11,396.00 (+1.85%) Homeowner's exemption	$935,066 Land $235,133 Building $699,933
2022	$11,189.00
2021			$974,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78905 Starlight Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78905 Starlight Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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