7890 Front St, Clear Lake, MN 55319 Property Records

Sherburne County property record for 7890 Front St, Clear Lake, MN 55319

Property Summary

Property Type	Bank, Financial Building
Details	228 sqft · built 2007
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Oct 2018)
Tax Bill	$12,880 (2025)
Deeds & Mortgages	May 2020 Loan Modification Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-007-3120`

Property Details

APN / Parcel Number

Primary APN	`70-007-3120`
Alternative APNs	`70-00007-3120` `31910`

Interior

Units	3 Units
Building Area	228 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Roof Type	Shed Roof
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Street Address	7890 FRONT ST
City	CLEAR LAKE
State	MN
Zip	55319
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	THAT PT OF S 189.00 FT OF NE 1/4 OF SW 1/4 THAT LIES NLY & NELY OF MN DEPT OF TRANSPRT R-O-W PLAT NO 71-8& WHICH LIES WLY OF THE FOL DESC LINE: COMM AT THE NE CORNER OF SAID NE 1/4 OF SW 1/4;THENCE WLY,ALONG N LINE OF SAID S 189.00' TO THE NE 1/4 OF
Legal Range	29W
Legal Township	34N
Legal Section	07
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1047
Census Tract	30302

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 551, ANNANDALE, MN 55302-0551
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Loan Modification, Mortgage STAR BK
Oct 29, 2019	Loan Modification, Mortgage STAR BK
Oct 19, 2018	Warranty Deed, Transfer · Commercial Mortgage STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	2018863821
Record Updated	Jun 8, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	7890 FRONT ST, CLEAR LAKE, MN 55319
Document Number	0000891729
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 551 ANNANDALE MN 553020551, ANNANDALE, MN 55302-0551

Mortgage

Document Number	0000891729
Date	May 19, 2020
Instrument	891729

Lender

Name	STAR BK
Type	Bank
Address	ANNANDALE, MN 55302

Agreement

Term	36 Months
Due	May 18, 2023

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	7890 FRONT ST, CLEAR LAKE, MN 55319
Document Number	0000882155
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12128 STATE HIGHWAY 55 NW ANNANDALE MN 553023454, ANNANDALE, MN 55302-3454

Mortgage

Document Number	0000882155
Date	Nov 15, 2019
Instrument	882155

Lender

Name	STAR BK
Type	Bank
Address	ANNANDALE, MN 55302

Agreement

Term	12 Months
Due	Nov 14, 2020

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 19, 2018
Property Address	7890 FRONT ST, CLEAR LAKE, MN 55319
Document Number	0000863821
Instrument Date	Oct 16, 2018
Instrument	863821
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	CENTRAL LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 551, ANNANDALE, MN 55302-0551

Mortgage

Document Number	0000863822
Date	Oct 19, 2018
Instrument	863822

Lender

Name	STAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clear Lake City
County	Sherburne County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,880.00 (+1.11%)	$547,200 (+9.29%) Land $95,400 Building $451,800	$547,200 (+9.29%) Land $95,400 Building $451,800
2023	$12,738.00	$500,700 Land $145,100 Building $355,600
2021			$500,700 Land $145,100 Building $355,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clear Lake serves 802 people · EPA ID MN1710009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Arvig, Frontier.

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