7890 Dickens Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7890 Dickens Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,055 sqft · built 2005
Lot Size	0.08 acres (3,500 sqft)
Owner	Trust Name on File
Last Sale	$565,000 (Apr 2020)
Tax Bill	$7,670 (2025)
Deeds & Mortgages	Jun 2021 Transfer Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`808-45-018`

Property Details

APN / Parcel Number

Primary APN	`808-45-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Garage Area	217 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7890 DICKENS WAY
City	GILROY
State	CA
Zip	95020-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PO
Legal Description	TRACT 9595 LOT 82
Legal Subdivision	TRACT 9595
Legal Tract	9595
Legal Lot Number	82
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512511

Owner

7890 Dickens Way is owner-occupied and held in a trust since May 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	7890 DICKENS WAY, GILROY, CA 95020-5540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Nov 8, 2005 · Amount on File
Deed Document Number	202024457274
Last Transfer Date	May 7, 2021
Transfer Doc	0024997335
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 16, 2021
Property Address	7890 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0024997335
Map Reference	MB 773 PG 13-20
Instrument Date	May 7, 2021
Instrument	24997335
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7890 DICKENS WAY, GILROY, CA 95020-5540

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2020
Property Address	7890 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0024457274
Map Reference	MB 7773 PG 13-29
Instrument Date	Apr 10, 2020
Instrument	24457274
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7890 DICKENS WAY, GILROY, CA 95020-5540

Mortgage

Document Number	0024457275
Date	Apr 17, 2020
Instrument	24457275

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7890 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0024225966
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7890 DICKENS WAY GILROY CA 950205540, GILROY, CA 95020-5540

Mortgage

Document Number	0024225966
Date	Jul 16, 2019
Instrument	24225966

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Jul 15, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.68%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7890 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0024225965
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7890 DICKENS WAY GILROY CA 950205540, GILROY, CA 95020-5540

Mortgage

Document Number	0024225965
Date	Jul 16, 2019
Instrument	24225965

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Jul 15, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.68%

Tax Assessment & Valuation

The 2025 property tax bill for 7890 Dickens Way was $7,670.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,262 (+2%) Land $409,616 Building $220,646
2025	$7,670.00	$617,905 Land $401,585 Building $216,320
2023	$7,506.00 (+1.67%)	$593,913 Land $385,992 Building $207,921
2022	$7,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7890 Dickens Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7890 Dickens Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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