789 Riverside Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 789 Riverside Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,696 sqft · built 1949
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Jan 2021)
Tax Bill	$10,914 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-522-08365000`

Property Details

APN / Parcel Number

Primary APN	`03-522-08365000`
Alternative APNs	`3-522-08365000` `52208365000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	4,410 sqft
1st Floor Area	1,626 sqft
Basement Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	40 sqft
Deck Area	492 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	52208365000
Street Address	789 RIVERSIDE DR
City	ARNOLD
State	MD
Zip	21012-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 4 PL 1 MAGOTHY MANOR
Legal Subdivision	MAGOTHY MANOR
Legal Block	2
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	731105

Owner

789 Riverside Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	789 RIVERSIDE DR, ARNOLD, MD 21012-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Book / Page	36014 / 119
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	0248090162
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 26, 2021
Property Address	789 RIVERSIDE DR, ARNOLD, MD 21012-1233
Document Number	0360140119
Book / Page	36014 / 119
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE RITE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	789 RIVERSIDE DR, ARNOLD, MD 21012-1233

Mortgage

Document Number	36014127
Date	Jan 26, 2021
Instrument	36014/127

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 789 Riverside Dr was $10,914 with a homeowner's exemption, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,368,167 (+12.79%)	$1,523,300 (-) Land $933,000 Building $590,300
2025	$10,914.00 (+2.48%) Homeowner's exemption	$1,213,033	$1,523,300 Land $933,000 Building $590,300
2024	$10,650.00 (+7.89%)
2023	$9,871.00 Homeowner's exemption	$991,667	$1,057,900 Land $654,000 Building $403,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 789 Riverside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Nearby Flood Policies	65 units insured incl. 34 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20