789 Lora Smith Rd, Newnan, GA 30265 Property Records

Coweta County property record for 789 Lora Smith Rd, Newnan, GA 30265

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,610 sqft · built 1995
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2003)
Tax Bill	$48 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W05 009`

Property Details

APN / Parcel Number

Primary APN	`W05 009`
Alternative APN	`39206`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Heated Area
1st Floor Area	1,358 sqft
2nd Floor Area	252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	483 sqft
Porch	Enclosed Porch
Porch Area	24 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39206
Old Parcel Number	W05009
Street Address	789 LORA SMITH RD
City	NEWNAN
State	GA
Zip	30265-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ND
Legal Description	H/LT A-7 LEGACY ESTATE S/D
Legal Subdivision	LEGACY ESTATES
Legal Lot Number	A-7
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	1
Census Block	1001
Census Tract	170405

Owner

Source: Coweta County records · APN W05 009

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	789 LORA SMITH RD, NEWNAN, GA 30265-1968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2003 · Amount on Record
Deed Sale	Mar 12, 2003 · Amount on Record
Prior Sale	Aug 30, 1995 · Amount on Record
Deed Document Number	0002134195
Deed Book / Page	2134 / 195
Record Updated	Jun 08, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	789 LORA SMITH RD, NEWNAN, GA 30265-1968
Document Number	0044840394
Book / Page	004484 / 000394
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 LORA SMITH RD NEWNAN GA 302651968, NEWNAN, GA 30265-1968

Mortgage

Document Number	0044840394
Date	Jan 06, 2017
Book Page	004484/000394
Instrument	235

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 05, 2032

Tax Assessment & Valuation

Source: Coweta County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00 (-44.19%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$121,901 (-0.09%) Land $24,000 Building $97,901	$304,753 (-0.09%) Land $60,000 Building $244,753
2024	$86.00 (+75.51%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$122,011 (+4.1%) Land $24,000 Building $98,011	$305,028 (+4.1%) Land $60,000 Building $245,028
2023	$49.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$117,203 Land $20,000 Building $97,203	$293,008 Land $50,000 Building $243,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35

Based on FCC filings for 53 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.