789 Link Dr, Westminster, MD 21157 Property Records

Carroll County property record for 789 Link Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,680 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,500 (May 2021)
Tax Bill	$6,364 (2026)
Deeds & Mortgages	Nov 2021 Reverse Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-020880`

Property Details

APN / Parcel Number

Primary APN	`07-020880`
Alternative APNs	`7020880` `020880`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,680 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	320 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020880
Street Address	789 LINK DR
City	WESTMINSTER
State	MD
Zip	21157-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 28 - 3.00 ACS 789 LINK DR 42-189/190 SHARONS RIDGE SC 2
Legal Subdivision	SECTION TWO OF SHARON RIDGE
Legal Lot Number	28
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1000
Census Tract	507702

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	789 LINK DR, WESTMINSTER, MD 21157-7763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage PROVIDENT STATE BANK INC
May 14, 2021	Deed, Transfer · Conventional Mortgage PROVIDENT STATE BANK INC
Sep 29, 2020	Grant Deed, Transfer DARREN M BARNES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Book / Page	10269 / 398
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	789 LINK DR, WESTMINSTER, MD 21157-7763
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SAFEGUARD TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105340062
Date	Nov 1, 2021
Book Page	10534/62

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	2165

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Oct 27, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 27, 2029
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	8.75%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 14, 2021
Property Address	789 LINK DR, WESTMINSTER, MD 21157-7763
Document Number	0102690398
Book / Page	10269 / 398
Map Reference	MB 42 PG 189&190
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 PARKVIEW TER, WESTMINSTER, MD 21157-4719

Mortgage

Document Number	0010269403
Date	May 14, 2021
Instrument	10269/403

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 29, 2022

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 29, 2020
Property Address	789 LINK DR, WESTMINSTER, MD 21157-7763
Document Number	0098710022
Book / Page	009871 / 000022
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4327 BARTHOLOW RD SYKESVILLE MD 21784, SYKESVILLE, MD 21784

Mortgage

Document Number	98710027
Date	Sep 29, 2020
Book Page	009871/000027

Lender

Name	DARREN M BARNES

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,364.00 (+5.49%) Homeowner's exemption	$666,100 (+39.03%) Land $151,400 Building $514,700	$666,100 (+39.03%) Land $151,400 Building $514,700
2025	$6,033.00 (+11.45%) Homeowner's exemption
2023	$5,413.00 Homeowner's exemption	$479,100 Land $151,400 Building $327,700	$479,100 Land $151,400 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Link Dr

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