St. Johns County property record for 789 Flach Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,444 sqft · built 2021 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,700 (Aug 2021) |
| Tax Bill | $5,294 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001781-1630 |
| Primary APN | 001781-1630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 200 sqft |
| Patio Area | 499 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 789 FLACH DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98/52-58 WORTHINGTON ESTATES PHASE III & IV LOT 163 OR5342/97 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | WORTHINGTON ESTATES PHASES III AND IV |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 163 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 789 FLACH DR, SAINT JOHNS, FL 32259-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION |
| Aug 12, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 202189274 |
| Deed Book / Page | 5342 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 4, 2026 |
| Property Address | 789 FLACH DR, SAINT JOHNS, FL 32259-8544 |
| Document Number | 0000076557 |
| Book / Page | 6433 / 297 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202676557 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 789 FLACH DR, SAINT JOHNS, FL 32259-8544 |
| Document Number | 0000076557, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 6433/297 |
| Instrument | 202676557 |
| Name | FEDERAL EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 789 FLACH DR, SAINT JOHNS, FL 32259-8544 |
| Document Number | 0053420097 |
| Book / Page | 5342 / 97 |
| Map Reference | MB 98 PG 52-58 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021089274 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,566.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 789 FLACH DR, ST JOHNS, FL 32259-8544 |
| Document Number | 0000534298 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 5342/98 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,022 (+2.7%) | $474,014 (-1.24%) Land $110,000 Building $364,014 | |
| 2025 | $5,294.00 (+13.68%) Homeowner's exemption | $407,032 (+4.21%) | $479,958 (+4.56%) Land $110,000 Building $369,958 |
| 2024 | $4,657.00 (+1.95%) Homeowner's exemption | $390,595 (+3%) | $459,026 (+1.84%) Land $120,000 Building $339,026 |
| 2023 | $4,568.00 (+2.79%) Homeowner's exemption | $379,218 (+3%) | $450,722 (+20.11%) Land $100,000 Building $350,722 |
| 2022 | $4,444.00 Homeowner's exemption | $368,173 | $375,270 Land $89,600 Building $285,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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