789 Downing Ave, Chico, CA 95926 Property Records

Butte County property record for 789 Downing Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,764 sqft · built 1951
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jun 2000)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`045-241-024-000`

Property Details

APN / Parcel Number

Primary APN	`045-241-024-000`
Alternative APN	`045-241-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	045-241-024
Street Address	789 DOWNING AVE
City	CHICO
State	CA
Zip	95926-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	789 DOWNING AVE
Legal Subdivision	PALMETTO
Legal Lot Number	38,39
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3006
Census Tract	800

Owner

789 Downing Ave is owned and occupied by an individual who bought it in June 2000.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	789 DOWNING AVE, CHICO, CA 95926-2826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2000 · Amount on File
Deed Sale	Jun 22, 2000 · Amount on File
Deed Document Number	200023081
Prior Transfer Date	Jan 2, 1997
Prior Transfer Doc	0000000575
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	789 DOWNING AVE, CHICO, CA 95926-2826
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 DOWNING AVE, CHICO, CA 95926-2826

Mortgage

Document Number	0000052891
Date	Dec 8, 2021
Instrument	2021-0052891

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	789 DOWNING AVE, CHICO, CA 95926-2826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045506
Date	Oct 15, 2019
Instrument	2019-0045506

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 789 Downing Ave was $2,279 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,915 (+2%) Land $78,374 Building $128,541
2025	$2,279.00 Homeowner's exemption	$202,859 Land $76,838 Building $126,021
2024			$439,740
2023	$2,102.00 (+1.74%) Homeowner's exemption	$194,983 Land $73,855 Building $121,128
2022	$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 789 Downing Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Downing Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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