Indian River County property record for 789 Concha Dr, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,573 sqft · built 2002 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $578,000 (Jul 2024) |
| Tax Bill | $7,954 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-25-00001-3460-00013.0 |
| Primary APN | 31-38-25-00001-3460-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,573 sqft Living Area |
| Gross Area | 3,077 sqft |
| 1st Floor Area | 2,573 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 128 ft deep x 178 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,812 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 329 sqft |
| Patio Area | 656 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 789 CONCHA DR |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 11 BLK 346 LOTS 13 & 14 PBI 7-56A |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 25 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 11 |
| Legal Block | 346 |
| Legal Lot Number | 13,14 |
| Legal Unit | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50810 |
789 Concha Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Indian River County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jan 13, 2021 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 5, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Nov 8, 2013 · Amount on File |
| Deed Document Number | 202431823 |
| Deed Book / Page | 3708 / 280 |
| Prior Transfer Date | Mar 9, 2017 |
| Prior Transfer Doc | 0030071157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0000015790 |
| Book / Page | 3850 / 678 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202615790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0000015790, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 3850/678 |
| Instrument | 202615790 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0034560274 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 3456/274 |
| Instrument | 3120210059516 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0033781749 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 789 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603 |
| Document Number | 0033781749 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 003378/001749 |
| Instrument | 3467 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0032480393 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 789 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603 |
| Document Number | 0032480393 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 003248/000393 |
| Instrument | 61858 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 22, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0030290230 |
| Book / Page | 003029 / 000230 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 789 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603 |
| Document Number | 0030290230 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 003029/000230 |
| Instrument | 31210 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 789 CONCHA DR, SEBASTIAN, FL 32958-6603 |
| Document Number | 0030071157 |
| Book / Page | 003007 / 001157 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 13329 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 CONCHA DR SEBASTIAN FL 32958, SEBASTIAN, FL 32958 |
The 2025 property tax bill for 789 Concha Dr was $7,954.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,954.00 | $489,778 Land $141,463 Building $348,315 | $489,778 Land $141,463 Building $348,315 |
| 2023 | $4,304.00 (+4.52%) | $291,763 (+2.94%) | $452,959 (+23.06%) Land $122,346 Building $330,613 |
| 2022 | $4,118.00 | $283,423 | $368,089 Land $80,290 Building $287,799 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 789 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 789 Concha Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures