789 Banks Loop, Oakman, AL 35579 Property Records

Walker County property record for 789 Banks Loop, Oakman, AL 35579

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,308 sqft · built 1950
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Feb 2021)
Tax Bill	$181 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-09-0-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`21-02-09-0-000-004.000`
Alternative APNs	`362102090000004.000` `043138` `108425`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	108425
Street Address	789 BANKS LOOP
City	OAKMAN
State	AL
Zip	35579-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	PO NWNE 9-15-8 BEG @ NE COR NWNE S 655 W 990 NWLY 250 TO BRANCH N ALG BRANCH 450 E 1050 TO POB
Legal Range	08W
Legal Township	15S
Legal Section	09
Jurisdiction	WALKER AL
Township / Civil Division	OAKMAN
Census Block Group	1
Census Block	1003
Census Tract	21300

Owner

789 Banks Loop is owned and occupied by an individual who bought it in February 2021.

Source: Walker County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	789 BANKS LOOP, OAKMAN, AL 35579-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Deed Book / Page	2642 / 519
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Feb 23, 2021
Property Address	789 BANKS LOOP, OAKMAN, AL 35579-3701
Document Number	002642/519
Book / Page	2642 / 519
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 36, OAKMAN, AL 35579-0036

Mortgage

Document Number	2644002526440025
Date	Feb 23, 2021
Instrument	2644/002526440025

Lender

Name	APCO EMPLOYEES CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 789 Banks Loop was $181 with a homeowner's exemption, up 7.7% from the year before.

Source: Walker County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (+7.74%)	$8,840 (-18%)	$114,900 (+6.59%) Land $16,633 Building $73,300
2024	$168.00 Homeowner's exemption	$10,780 (-) Land $4,160 Building $6,620	$107,800 (-) Land $41,600 Building $66,200
2023	$168.00 (+9.8%) Homeowner's exemption	$10,780 (+19.12%) Land $4,160 Building $6,620	$107,800 (+19.12%) Land $41,600 Building $66,200
2022	$153.00 Homeowner's exemption	$9,050 Land $2,860 Building $6,190	$90,500 Land $28,600 Building $61,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 789 Banks Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Banks Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banks Loop

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