789 Balsam Rd, Normal, IL 61761 Property Records

McLean County property record for 789 Balsam Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,339 sqft · built 2004
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on File
Tax Bill	$9,795 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit May 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-133-015`

Property Details

APN / Parcel Number

Primary APN	`14-22-133-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,339 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Garage Area	567 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	789 BALSAM RD
City	NORMAL
State	IL
Zip	61761-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WINTERGREEN SUB LT 41
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	WINTERGREEN SUB
Legal Lot Number	41
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1007
Census Tract	109

Owner

789 Balsam Rd is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	789 BALSAM RD, NORMAL, IL 61761-5648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2022	Deed of Trust, Mortgage · Line of Credit IAA CU
May 16, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	789 BALSAM RD, NORMAL, IL 61761-5648
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200014770
Date	Aug 21, 2022
Instrument	2022-00014770

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	789 BALSAM RD, NORMAL, IL 61761-5648
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007404
Date	May 16, 2019
Instrument	2019-00007404

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 8, 2029

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,215 Land $24,776 Building $113,439	$414,645 Land $74,328 Building $340,317
2024	$9,795.00 (+6.57%)
2023	$9,191.00	$113,396 Land $20,327 Building $93,069	$340,188 Land $60,981 Building $279,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 789 Balsam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Balsam Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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