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7889 Buck Run, Waterloo, IL 62298 Property Records

Monroe County property record for 7889 Buck Run, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 2,388 sqft · built 2000
Lot Size4.14 acres (180,338 sqft)
Owner2 Individual Names on Record
Tax Bill$8,328 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-16-101-015-000

Property Details

APN / Parcel Number

Primary APN07-16-101-015-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,388 sqft Building Perimeter
1st Floor Area2,388 sqft
Basement Area2,388 sqft
Unfinished Basement2,388 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Lot Area180,338 sqft (4.14 acres)
Garage Area979 sqft
DrivewayConcrete Driveway
Driveway Area481 sqft

Exterior Amenities

PorchSlab
Porch Area88 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7889 BUCK RUN
CityWATERLOO
StateIL
Zip62298-6068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionLOT 15 DEER RUN ESTATES
Legal Range10W
Legal Township02S
Legal Section16
Legal SubdivisionDEER RUN ESTATES
Legal Lot Number15
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2039
Census Tract600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7889 BUCK RUN, WATERLOO, IL 62298-6068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7889 BUCK RUN, WATERLOO, IL 62298-6068
Document Number0000404314
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7889 BUCK RUN WATERLOO IL 622986068, WATERLOO, IL 62298-6068

Mortgage

Document Number0000404314
DateOct 22, 2019
Instrument404314
Lender
NameSCOTT CU
TypeCredit Union
AddressEDWARDSVILLE, IL 62025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 21, 2034
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,328.00 (+8.31%) Homeowner's exemption$144,770 (+24.55%) Land $21,880 Building $122,890$434,310 (+24.55%) Land $65,640 Building $368,670
2024$7,689.00
2022Additional exemption filed$116,230 Land $21,880 Building $94,350$348,690 Land $65,640 Building $283,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buck Run

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