7889 Bowery Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 7889 Bowery Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,179 sqft · built 2020
Lot Size	0.193 acres (8,412 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jan 2022)
Tax Bill	$10,427 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-23-27-6990-00-810`

Property Details

APN / Parcel Number

Primary APN	`34-23-27-6990-00-810`
Alternative APNs	`272334699000810` `156608` `157878` `160298`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,179 sqft Living Area
Gross Area	4,214 sqft
1st Floor Area	3,179 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,412 sqft (0.193 acres)
Garage Type	Attached
Garage Area	478 sqft
Porch	Slab
Porch Area	557 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7889 BOWERY DR
City	WINTER GARDEN
State	FL
Zip	34787-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RAVENNA PHASE 1 97/102 LOT 81
Legal Range	27E
Legal Township	23S
Legal Section	34
Legal Subdivision	RAVENNA PH 1
Legal Phase	1
Legal Lot Number	81
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1005
Census Tract	17111

Owner

7889 Bowery Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 26, 2022	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
Jun 15, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	202256584
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061

Mortgage

Document Number	0000026699
Date	Jan 17, 2023
Instrument	20230026699

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 26, 2022
Property Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061
Document Number	0000056584
Map Reference	MB 97 PG 102-108
Instrument Date	Jan 20, 2022
Instrument	20220056584
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7889 BOWERY DR, 7889, WINTER GARDEN, FL 34787-9061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2021
Property Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061
Document Number	0000354945
Map Reference	MB 97 PG 102
Instrument Date	Jun 11, 2021
Instrument	20210354945
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,256.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7889 BOWERY DR, WINTER GARDEN, FL 34787-9061

Mortgage

Document Number	0000354946
Date	Jun 15, 2021
Instrument	20210354946

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7889 Bowery Dr was $10,427, up 3.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,455 (+2.7%)	$663,770 (-1.11%) Land $150,000 Building $513,770
2025	$10,427.00 (+3.75%) Homeowner's exemption	$645,039	$671,220 Land $150,000 Building $521,220
2024	$10,050.00 (+7.09%)
2023	$9,385.00 (+6.41%) Homeowner's exemption	$608,602 (+13.78%) Land $150,000 Building $458,602	$608,602 (+13.78%) Land $150,000 Building $458,602
2022	$8,820.00	$534,894 Land $150,000 Building $384,894	$534,894 Land $150,000 Building $384,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7889 Bowery Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7889 Bowery Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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