7887 E M 21, Ovid, MI 48866 Property Records

Clinton County property record for 7887 E M 21, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,000 sqft · built 2003
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$144,800 (Dec 2017)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-010-400-022-00`

Property Details

APN / Parcel Number

Primary APN	`120-010-400-022-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,280 sqft
Finished Basement	400 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	52,708 sqft (1.21 acres)

Exterior Amenities

Porch	Slab
Deck Area	64 sqft
Patio Area	64 sqft
Storage Building	192 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7887 E M 21
City	OVID
State	MI
Zip	48866-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM 321 FT W OF SE COR SEC 10, T7N R1W, TH W 250 FT, TH N 210 FT, TH E 250 FT, TH S 210 FT TO THE POB. 1.21A. NEW 2003 FROM
Legal Range	01W
Legal Township	07N
Legal Section	10
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1020
Census Tract	11001

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7887 E M 21, OVID, MI 48866-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Oct 12, 2011 · Amount on Record
Deed Document Number	20175261829
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	7887 E M 21, OVID, MI 48866-9630
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5303889
Date	Jan 19, 2021
Instrument	5303889

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	7887 E M 21, OVID, MI 48866-9630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5298167
Date	Sep 21, 2020
Instrument	5298167

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 18, 2017
Property Address	7887 E M 21, OVID, MI 48866-9630
Document Number	5261829
Instrument Date	Dec 11, 2017
Instrument	5261829
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7887 E M-2, 7887, OVID, MI 48866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BRIZSE AVE, BATTLE CREEK, MI 49037-2054

Mortgage

Document Number	5261830
Date	Dec 18, 2017
Instrument	5261830

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+8.53%) Land $20,800 Building $124,200	$290,000 (+8.53%) Land $41,600 Building $248,400
2025	$1,215.00 Homeowner's exemption	$133,600 (+8.97%) Land $18,900 Building $114,700	$267,200 (+8.97%) Land $37,800 Building $229,400
2023		$122,600	$245,200
2018	$2,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: DayStarr.

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