Pine County property record for 78856 Chokecherry Rd, Finlayson, MN 55735
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 1955 |
| Lot Size | 79.9 acres (3,484,582 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0137.000 |
| Primary APN | 05.0137.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,432 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 3,484,582 sqft (79.9 acres) |
| Lot Width | 85.6 ft Width |
| Garage Area | 240 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78856 CHOKECHERRY RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-15 TWP-044 RANGE-021 80.00 AC NORTH 1/2 OF NORTHEAST 1/4 MICRO #355785-787 1/4 MICRO #355785-787 |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 15 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950200 |
78856 Chokecherry Rd, a rural home, is owned and occupied by two individuals.
Source: Pine County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78856 CHOKECHERRY RD, FINLAYSON, MN 55735-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 78856 CHOKECHERRY RD, FINLAYSON, MN 55735-4404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 533464 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 533464 |
| Name | NORTHVIEW BANK |
|---|---|
| Type | Bank |
| Address | WILLOW RIVER, MN 55795 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 19, 2032 |
The 2025 property tax bill for 78856 Chokecherry Rd was $1,673 with a homeowner's exemption.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,400 Land $204,800 Building $144,600 | $349,400 Land $204,800 Building $144,600 | |
| 2025 | $1,673.00 | ||
| 2023 | $1,294.00 Homeowner's exemption | $345,000 Land $193,500 Building $151,500 | $345,000 Land $193,500 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78856 Chokecherry Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78856 Chokecherry Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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