Gratiot County property record for 7885 N Luce Rd, Alma, MI 48801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2023) |
| Tax Bill | $2,648 (2023) |
| Deeds & Mortgages | Feb 2008 Mortgage Jun 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-029-001-60 |
| Primary APN | 12-029-001-60 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 7885 N LUCE RD |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-9677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 492.76 FT S OF NE COR OF SEC, TH S 165 FT, W 528 FT, N 165 FT, E 528 FT TO POB, SEC 29-12-3. 2 A. |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | PINE RIVER |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 200 |
7885 N Luce Rd is owned and occupied by an individual who bought it in October 2023.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2008 | Deed of Trust, Mortgage MERS |
| Jun 26, 2013 | Deed of Trust, Mortgage JPMORGAN CHASE BANK N A |
| Nov 13, 2023 | Warranty Deed, Transfer MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on File |
| Deed Sale | Oct 27, 2023 · Amount on File |
| Prior Sale | Oct 11, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRATIOT MI |
| Property Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Document Number | 00844/00569 |
|---|---|
| Date | Feb 13, 2008 |
| Book Page | 00844/00569 |
| Name | MERS |
|---|---|
| Address | BAY CITY, MI 48706 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRATIOT MI |
| Property Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Document Number | 00943/01068 |
|---|---|
| Date | Jun 26, 2013 |
| Book Page | 00943/01068 |
| Name | JPMORGAN CHASE BANK N A |
|---|---|
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Nov 13, 2023 |
| Property Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Document Number | 2023R03281 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023R-03281 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7885 N LUCE RD, ALMA, MI 48801-9677 |
| Name | Verified Name |
|---|---|
| Address | 132 N HERRING ST, ASHLEY, MI 48806-9378 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Pine River Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,500 (+8.14%) | $271,000 (+8.14%) | |
| 2025 | $125,300 | $250,600 | |
| 2023 | $2,648.00 Homeowner's exemption | $96,300 | $192,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7885 N Luce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7885 N Luce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| ISP Management Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| CMS Internet Fixed Wireless | 100 / 20 |
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