7885 N Bead Pt, Hernando, FL 34442 Property Records

Citrus County property record for 7885 N Bead Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1971
Lot Size	0.869 acres (37,863 sqft)
Owner	2 Individual Names on Record
Tax Bill	$543 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`20E-17S-30-2C000-031.0`

Property Details

APN / Parcel Number

Primary APN	`20E-17S-30-2C000-031.0`
Alternative APNs	`20E-17S-30-0000-2C000-0310` `3017S20E2C0000310` `3338436`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,144 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,863 sqft (0.869 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	380 sqft
Deck Area	81 sqft
Patio Area	81 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3338436
Street Address	7885 N BEAD PT
City	HERNANDO
State	FL
Zip	34442-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH
Legal Description	CHEROKEE VILLAGE UNREC SUB LOTS 31 32 37 & 38 DESCR AS FOL: LOT 31: COM AT THE SW COR OF SE1/4 OF SE1/4 SEC 30-17-20 TH N 1D 17M 04S W AL THE W LN OF SD SE1/4 OF SE1/4 1181.98 FT TO THE INTERSECTION WITH THE W PROJECTION OF C/L OF E SQUAW CT 50 FT WI
Legal Range	20E
Legal Township	17S
Legal Section	30
Legal Subdivision	CHEROKEE VILLAGE UNREC (ARROWH
Legal Block	2C000
Legal Lot Number	31
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1005
Census Tract	450800

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7885 N BEAD PT, HERNANDO, FL 34442-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 25, 2020
Transfer Doc	0030881770
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 3, 2020
Property Address	7885 N BEAD PT, HERNANDO, FL 34442-2401
Document Number	0030881770
Book / Page	003088 / 001770
Instrument Date	Aug 25, 2020
Instrument	46620
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1165 3RD ST ST AUGUSTINE FL 320955738, ST AUGUSTINE, FL 32095-5738

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$543.00 (+11.5%) Homeowner's exemption Widower's exemption	$62,193 (-50.1%)	$125,510 (+0.7%) Land $19,760 Building $105,750
2024	$487.00 (+1.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$124,640 (+25.22%) Land $19,760 Building $104,880	$124,640 (+25.22%) Land $19,760 Building $104,880
2023	$482.00 (-8.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$99,535 (+5.12%) Land $19,760 Building $79,775	$99,535 (+5.12%) Land $19,760 Building $79,775
2022	$527.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$94,687 Land $12,160 Building $82,527	$94,687 Land $12,160 Building $82,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	66 (1997–2024)
Claims Outside the SFHA	2 of 66
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Frances, Oct 2004 · 27 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000