7885 Bright Rd, Loudon, TN 37774 Property Records

Loudon County property record for 7885 Bright Rd, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,620 sqft · built 1998
Lot Size6.67 acres (290,545 sqft)
Owner2 Individual Names on File
Last Sale$23,345 (Jun 1995)
Tax Bill$1,928 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN046 06100 000046

Property Details

APN / Parcel Number

Primary APN046 06100 000046
Alternative APNs
  • 053046 06100
  • 046 06100

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,620 sqft Living Area
1st Floor Area2,900 sqft
Upper Floors Area720 sqft
Basement Area1,800 sqft
Finished Basement1,100 sqft
Unfinished Basement700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area290,545 sqft (6.67 acres)
TerrainRolling
Garage TypeFinished
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area460 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel Number046 06100 000046
Street Address7885 BRIGHT RD
CityLOUDON
StateTN
Zip37774-5173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Description4 050 050 02000 000
Legal SubdivisionMARTIN-WILLIAMS & ASSOC
JurisdictionLOUDON TN
Township / Civil Division4
Census Block Group2
Census Block2023
Census Tract60700

Owner

7885 Bright Rd is owned by two individuals who bought it in June 1995.

Source: Loudon County records, as of January 22, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 333, LOUDON, TN 37774-0333
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 1995 · Amount on File
Deed SaleJun 21, 1995 · Amount on File
Deed Document Number0000220116
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address7885 BRIGHT RD, LOUDON, TN 37774-5173
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7885 BRIGHT RD, LOUDON, TN 37774-5173

Mortgage

Document Number00T1607/96
DateJul 8, 2022
Book PageT1607/96
Instrument22008143
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term249 Months
DueApr 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 7885 Bright Rd was $1,928.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,928.00$109,050 (-) Land $15,200 Building $93,850
2024$1,928.00$109,050 (-) Land $15,200 Building $93,850
2023$109,050 Land $15,200 Building $93,850
2021$436,200 Land $60,800 Building $375,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7885 Bright Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7885 Bright Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 84% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bright Rd

Nearby Streets

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