7883 Smith Pond Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7883 Smith Pond Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,259 sqft · built 2003
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$345,500 (Oct 2020)
Tax Bill$3,116 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4603-67-5932

Property Details

APN / Parcel Number

Primary APN4603-67-5932
Alternative APNs
  • 460302675932
  • 280725
  • 75998

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,259 sqft Living Area
Basement Area995 sqft
Finished Basement995 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number280725
Street Address7883 SMITH POND DR
CityDENVER
StateNC
Zip28037-8185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeELDD PD-MU
Legal Description#121 LOT SMITHSTONE SUB
Legal SubdivisionSMITHSTONE
Legal Lot Number121
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2025
Census Tract71202

Owner

7883 Smith Pond Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7883 SMITH POND DR, DENVER, NC 28037-8185
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 14, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Prior SaleFeb 14, 2018 · Amount on File
Deed Document Number2020618056
Deed Book / Page2963 / 454
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 16, 2020
Property Address7883 SMITH POND DR, DENVER, NC 28037-8185
Document Number2963454
Book / Page2963 / 454
Map ReferenceMB 10 PG 237
Instrument DateOct 14, 2020
Instrument618056
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$691.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7883 SMITH POND DR, DENVER, NC 28037-8185

Mortgage

Document Number618057
DateOct 16, 2020
Instrument618057
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 14, 2018
Property Address7883 SMITH POND DR, DENVER, NC 28037-8185
Document Number272315
Book / Page002723 / 000015
Instrument DateFeb 13, 2018
Instrument574066
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7883 SMITH POND DR DENVER NC 280378185, DENVER, NC 28037-8185

Mortgage

Document Number272317
DateFeb 14, 2018
Book Page002723/000017
Instrument574067
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 13, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 7883 Smith Pond Dr was $3,116.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,116.00$492,805 Land $64,000 Building $428,805$492,805 Land $64,000 Building $428,805
2023$3,083.00$492,805 Land $64,000 Building $428,805$492,805 Land $64,000 Building $428,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7883 Smith Pond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7883 Smith Pond Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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