78823 265th St, Spring Valley, MN 55975 Property Records

Mower County property record for 78823 265th St, Spring Valley, MN 55975

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,148 sqft · built 1910
Lot Size	5.39 acres (234,788 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Mar 2016)
Tax Bill	$1,820 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06.005.0010`

Property Details

APN / Parcel Number

Primary APN	`06.005.0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	234,788 sqft (5.39 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Granary	1,400 sqft
Silo	6,816 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	78823 265TH ST
City	SPRING VALLEY
State	MN
Zip	55975-8529
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11 103 014 W 549.49' E 1332.33' N 437.95' N1/2 SE1/4 5.39 AC
Legal Range	14
Legal Township	103
Legal Section	11
Legal Subdivision	UNKNOWN
Jurisdiction	MOWER MN
Township / Civil Division	FRANKFORD
Census Block Group	2
Census Block	2092
Census Tract	1400

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	78823 265TH ST, SPRING VALLEY, MN 55975-8529
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2016 · Amount on Record
Deed Sale	Mar 29, 2016 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	2016625674
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	78823 265TH ST, SPRING VALLEY, MN 55975-8529
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A652396
Date	May 28, 2020
Instrument	A652396

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	78823 265TH ST, SPRING VALLEY, MN 55975-8529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A652396
Date	May 28, 2020
Instrument	A652396

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
County Subdivision	Frankford Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,820.00 (-26.79%)	$312,300 (+1.36%) Land $112,600 Building $199,700	$312,300 (+1.36%) Land $112,600 Building $199,700
2025		$308,100 (+5.91%) Land $112,600 Building $195,500	$308,100 (+5.91%) Land $112,600 Building $195,500
2023	$2,486.00	$290,900 Land $123,100 Building $167,800	$290,900 Land $123,100 Building $167,800
2022	$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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