7882 Steppingstone Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7882 Steppingstone Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,334 sqft · built 2009
Lot Size	0.348 acres (15,200 sqft)
Owner	2 Trust Names on File
Last Sale	$435,000 (Jul 2021)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103M H 014`

Property Details

APN / Parcel Number

Primary APN	`103M H 014`
Alternative APN	`0000160574`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,334 sqft Living Area

Exterior

Year Built	Built 2009
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	190 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000160574
Street Address	7882 STEPPINGSTONE LN
City	OOLTEWAH
State	TN
Zip	37363-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 STONES THROW SUB PB85 PG87 OUT OF 103-47 FOR 2007
Legal Subdivision	STONES THROW SUB
Legal Lot Number	14
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	11205

Owner

7882 Steppingstone Ln is owner-occupied and held in a trust since March 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 28, 2022	Intrafamily Transfer, Transfer
Jul 6, 2021	Warranty Deed, Transfer · ARM FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	0000000255
Deed Book / Page	12555 / 368
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000000064
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000413
Date	Jan 11, 2021
Book Page	12309/963
Instrument	2021011100413

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 28, 2022
Property Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574
Document Number	0000000064
Book / Page	12897 / 65
Map Reference	MB 85 PG 87
Instrument Date	Mar 24, 2022
Instrument	2022032800064
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 6, 2021
Property Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574
Document Number	0000000255
Book / Page	12555 / 368
Map Reference	MB 85 PG 87
Instrument Date	Jul 1, 2021
Instrument	2021070600255
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7882 STEPPINGSTONE LN, OOLTEWAH, TN 37363-9574

Mortgage

Document Number	0012555372
Date	Jul 6, 2021
Instrument	12555/372

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7882 Steppingstone Ln was $1,982, down 5.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-5.66%)	$130,825 (+39.25%)	$523,300 (+39.25%) Land $60,000 Building $463,300
2024	$2,101.00 (-0.43%)	$93,950 (-)	$375,800 (-) Land $50,000 Building $325,800
2023	$2,110.00	$93,950	$375,800 Land $50,000 Building $325,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7882 Steppingstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7882 Steppingstone Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

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