7881 E Ml Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 7881 E Ml Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,000 sqft · built 1958
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,500 (Aug 2019)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-280-100`

Property Details

APN / Parcel Number

Primary APN	`07-28-280-100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	100 ft deep x 124 ft wide
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7881 E ML AVE
City	KALAMAZOO
State	MI
Zip	49048-8552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	KEELAN ACRES LOT 9
Legal Subdivision	KEELAN ACRES
Legal Lot Number	9
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	2
Census Block	2022
Census Tract	6702

Owner

Source: Kalamazoo County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit KALSEE CREDIT UNION
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE COMPANY LLC
Dec 1, 2017	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	201922574
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	2015031370
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 9, 2026
Property Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552
Document Number	0000030104
Instrument Date	Sep 15, 2026
Instrument	202630104
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552

Mortgage

Document Number	0000030104,
Date	Oct 9, 2026
Instrument	202630104

Lender

Name	KALSEE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020593
Date	May 17, 2021
Instrument	2021-020593

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 8, 2019
Property Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552
Document Number	2019022574
Map Reference	LB 21 PG 27
Instrument Date	Jul 30, 2019
Instrument	2019-022574
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7881 E ML AVE, 7881, KALAMAZOO, MI 49048-8552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 DELLA ST, PORTAGE, MI 49002-3568

Mortgage

Document Number	2019022575
Date	Aug 8, 2019
Instrument	2019-022575

Lender

Name	OAK MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 1, 2017
Property Address	7881 E ML AVE, KALAMAZOO, MI 49048-8552
Document Number	2017040222
Map Reference	LB21 PG27
Instrument Date	Nov 16, 2017
Instrument	2017-040222
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5202 N 36TH ST, 5202, RICHLAND, MI 49083-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5288 N 20TH ST, KALAMAZOO, MI 49004-1470

Mortgage

Document Number	2017040223
Date	Dec 1, 2017
Instrument	2017-040223

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,800 (-2.46%)	$293,600 (-2.46%)
2025	$4,986.00 (+20.76%) Homeowner's exemption	$150,500 (+14.54%)	$301,000 (+14.54%)
2023		$131,400	$262,800
2021	$4,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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