Adams County property record for 7881 E 131st Ave, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,619 sqft · built 2007 |
| Lot Size | 0.17 acres (7,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2011) |
| Tax Bill | $1,765 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1571-28-3-13-040 |
| Primary APN | 1571-28-3-13-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,619 sqft Living Area |
| Gross Area | 5,146 sqft |
| 1st Floor Area | 2,309 sqft |
| Basement Area | 2,309 sqft |
| Finished Basement | 1,310 sqft |
| Unfinished Basement | 999 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,399 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0173882 |
|---|---|
| Street Address | 7881 E 131ST AVE |
| City | THORNTON |
| State | CO |
| Zip | 80602-8440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:THE VILLAGES AT RIVERDALE FILING NO 2 AMENDMENT NO 1 BLK:1 LOT:1A |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Quarter | 3 |
| Legal Subdivision | THE VILLAGES AT RIVERDALE |
| Legal Block | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 8540 |
7881 E 131st Ave is owned and occupied by two individuals who bought it in June 2011.
Source: Adams County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · VA Mortgage FIRST AMERICAN TITLE |
| Sep 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE MORTGAGE & REALTY INCORPORATED |
| Dec 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC |
| May 23, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2018 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2011 · Amount on File |
| Deed Sale | Jun 2, 2011 · Amount on File |
| Prior Sale | Aug 19, 2008 · Amount on File |
| Deed Document Number | 201134839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Apr 13, 2026 |
| Property Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Document Number | 0000020543 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202620543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Document Number | 0000020543, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202620543 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000076573 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022000076573 |
| Name | EQUITABLE MORTGAGE & REALTY INCORPORATED |
|---|---|
| Address | LOS ANGELES, CA 90034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7811 E 131ST AVE, THORNTON, CO 80602-8566 |
| Document Number | 0000150424 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021000150424 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044041 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017000044041 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 7881 E 131ST AVE, THORNTON, CO 80602-8440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019314 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018000019314 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 7881 E 131st Ave was $1,765, down 58.8% from the year before.
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | School District 27J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,765.00 (-58.78%) | $45,290 Land $7,820 Building $37,470 | $666,000 Land $115,000 Building $551,000 |
| 2024 | $4,282.00 (-7.44%) | ||
| 2023 | $4,626.00 (+13.33%) | $47,620 (+14.42%) Land $7,100 Building $40,520 | $704,000 (+17.56%) Land $105,000 Building $599,000 |
| 2022 | $4,082.00 | $41,620 Land $14,600 Building $27,020 | $598,829 Land $210,000 Building $388,829 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7881 E 131st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7881 E 131st Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| CenturyLink DSL | 140 / 20 |
May also be available: T-Mobile, Verizon.
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