78805 Starlight Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 78805 Starlight Ln, Bermuda Dunes, CA 92203

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 3,541 sqft · built 1985
Lot Size0.4 acres (17,424 sqft)
Owner2 Trust Names on File
Last Sale$480,000 (Nov 2011)
Tax Bill$7,328 (2025)
Deeds & MortgagesJun 2022 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN609-153-002

Property Details

APN / Parcel Number

Primary APN609-153-002

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,541 sqft Living Area
Gross Area4,719 sqft
1st Floor Area3,541 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Construction TypeWood
Roof MaterialTile
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area723 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address78805 STARLIGHT LN
CityBERMUDA DUNES
StateCA
Zip92203-1576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 180 MB 048/071 TR 2681
Legal SubdivisionTRACT NO 2681
Legal Tract2681
Legal Lot Number180
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1010
Census Tract45214

Owner

78805 Starlight Ln is owner-occupied and held in a trust since May 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address78805 STARLIGHT LN, BERMUDA DUNES, CA 92203-1576
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Intrafamily Transfer, Transfer
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2011 · Amount on File
Deed SaleNov 18, 2011 · Amount on File
Deed Document Number2011515167
Last Transfer DateMay 20, 2022
Transfer Doc0000288559
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJun 28, 2022
Property Address78805 STARLIGHT LN, BERMUDA DUNES, CA 92203-1576
Document Number0000288559
Map ReferenceMB 48 PG 71-75
Instrument DateMay 20, 2022
Instrument2022-0288559
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address78805 STARLIGHT LN, BERMUDA DUNES, CA 92203-1576

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address78805 STARLIGHT LN, BERMUDA DUNES, CA 92203-1576
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address78805 STARLIGHT LN, BERMUDA DUNES, CA 92203-1576

Mortgage

Document Number0000415395
DateJul 9, 2021
Instrument2021-0415395
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 78805 Starlight Ln was $7,328 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,948 (+2%) Land $128,109 Building $486,839
2025$7,328.00 Homeowner's exemption$602,892 Land $125,598 Building $477,294
2023$7,042.00 (+2.01%) Homeowner's exemption$579,483 Land $120,722 Building $458,761
2022$6,903.00
2021$842,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78805 Starlight Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78805 Starlight Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMYOMA DUNES MUTUAL WATER COMPANY
private · serves 9,445 people · EPA ID CA3310051
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereCOACHELLA VWD: COVE COMMUNITY
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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