788 Windsor Harbor Rd, Imperial, MO 63052 Property Records

Jefferson County property record for 788 Windsor Harbor Rd, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 1983
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Oct 2020)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094.020.01003020`

Property Details

APN / Parcel Number

Primary APN	`094.020.01003020`

Interior

Full Baths	1 Bath
Building Area	1,128 sqft Living Area
Gross Area	1,584 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Construction Type	Frame
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Stoop
Porch Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	788 WINDSOR HARBOR RD
City	IMPERIAL
State	MO
Zip	63052-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	WINDSOR HARBOR PT LOT 12
Legal Range	6E
Legal Township	42N
Legal Section	20
Legal Subdivision	WINDSOR HARBOR
Legal Block	1
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1009
Census Tract	700114

Owner

788 Windsor Harbor Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	788 WINDSOR HARBOR RD, IMPERIAL, MO 63052-2512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202037412
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0000036452
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 5, 2020
Property Address	788 WINDSOR HARBOR RD, IMPERIAL, MO 63052-2512
Document Number	0000037412
Instrument Date	Sep 25, 2020
Instrument	37412
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	TOTAL TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 WINDSOR HARBOR RD IMPERIAL MO 630522512, IMPERIAL, MO 63052-2512

Mortgage

Document Number	37413
Date	Oct 5, 2020
Instrument	37413

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 788 Windsor Harbor Rd was $1,718, up 5.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,000 (-) Land $1,500 Building $21,500	$121,000 (-) Land $8,100 Building $112,900
2025	$1,718.00 (+5.46%)	$23,000 Land $1,500 Building $21,500	$121,000 (-) Land $8,100 Building $112,900
2024	$1,629.00 (+0.62%)		$121,000 (+7.75%) Land $8,100 Building $112,900
2023	$1,619.00	$21,300 Land $1,500 Building $19,800	$112,300 Land $8,100 Building $104,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 788 Windsor Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1979–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 Windsor Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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